What is the password card of ICBC?

ICBC password card is a payment password security tool provided by ICBC service electronic bank. The electronic bank password card arranges passwords in matrix form and provides them to customers with complete film coverage. When a customer uses e-banking to conduct an external payment transaction, the e-banking system will randomly give a set of password card coordinates, and the customer can continue to complete the external payment just by uncovering the film and finding out the random payment password according to the coordinate position, which effectively protects the customer's capital security.

Icbc password card

Electronic banking password card is an electronic banking security tool launched by ICBC, which is a line of defense to protect customers' funds from loss. As long as the customer keeps the password card in the customer's hand, there will be no financial loss. Even if the customer accidentally reveals the login card number and password, as long as the password card in the customer's hand is kept well, so that the login card number, login password and password card are not obtained by the same person, the security of the customer's funds can be guaranteed, and the customer can use electronic banking more safely and confidently.

The electronic bank password card is equivalent to a dynamic electronic bank password. Many character strings are printed on the password card in the form of matrix. When customers use electronic banking (including online banking or telephone banking) to make payment transactions such as external transfer, B2C shopping and payment, the electronic banking system will randomly give a set of password card coordinates, and the customer will find the password combination from the card according to the coordinates and input it into the electronic banking system. Only when the password combination is entered correctly can the customer complete the relevant transaction. This password combination is dynamic, and the password entered by the user is different every time it is used, and it will be invalid after the transaction, thus preventing criminals from stealing funds by stealing customers' passwords and ensuring the security of electronic banks.

In 2003, ICBC took the lead in launching the entity digital certificate "U Shield" based on smart chip hardware encryption in China, and obtained the national patent. The new e-banking password card is a brand-new e-banking security tool launched by ICBC considering security and cost factors. Compared with U-Shield customers, password card customers have certain transaction quota and function restrictions, but the price is much lower than that of U-Shield customers, and it is convenient to use and the security performance is also guaranteed. However, the person in charge also reminded customers that when using the password card, they still need to take good care of their electronic banking password card. Don't lend the electronic banking password card to others to prevent others from copying the password card or taking photos of the password card.