What kind of banks do rural commercial banks belong to?

Rural commercial banks generally refer to rural commercial banks and are joint-stock commercial banks.

Ruralcommercialbank, referred to as rural commercial bank for short, is a joint-stock local financial institution composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations.

1. Rural commercial banks (formerly rural credit cooperatives) are an important part of China's financial system and the main form of cooperative financial organization at present. China Rural Commercial Bank is an independent enterprise legal person, responsible for the debts of rural credit cooperatives with all its assets, enjoying civil rights and bearing civil liabilities according to law.

2. Rural commercial banks are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations.

Extended data:

As the most important rural financial institution, rural commercial banks, guided by benchmark banks, optimize their business governance system, improve the construction of talent teams, and continuously improve their sustainable operation and financial service capabilities.

With the continuous development of China's new rural construction, the deepening of rural financial reform and the increasing investment of the state in the construction of new socialist countryside, rural commercial banks have huge development space in the field of rural finance by virtue of their institutional and customer market advantages.

As the leader of rural financial market, rural commercial banks, with their advantages of flexible management system, efficient business process, standardized corporate governance and natural connection with agriculture, rural areas and micro-economy, take root in rural areas and develop their business, and strive to play the main role of serving agriculture, rural areas and micro-enterprises in the new period, playing an increasingly important role in China's financial system.

References:

Baidu encyclopedia-rural commercial bank