What does the postal express amount mean?

The express amount of Postal Savings Bank refers to the corresponding expenses deducted by Postal Bank through various express payment methods, including Alipay Express Payment and Tenpay Express Payment.

If you don't want to bear the deduction of the express amount of the Postal Savings Bank, you can apply for unbinding all kinds of express payment of the Postal Savings Bank Card, which can better ensure the security of the funds in the card, but the payment method will be relatively simple.

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What do you mean by fast quantity?

1. What's the quickness?

Fast account amount refers to the expenses deducted when trading through various fast payment methods. Under normal circumstances, the fast payment methods in the scene include Alipay Express Payment and Tenpay Express Payment. The popular understanding is that the amount generated when users use Alipay or WeChat to pay is a quick amount. Of course, in addition to Alipay and WeChat, China UnionPay Express Payment is also a fast payment.

Express bank amount refers to the total amount of consumption paid by express bank card. For example, the user paid for the goods in 60 yuan through the express bank card, and this 60 yuan is the express amount paid by the user this time. Bank express payment is a kind of account transaction method handled by banks, which is equivalent to Alipay express payment. If there is a short message to inform you of the quick amount, it is generally the expenses that you deduct through various quick payment methods, not other expenses that the bank deducts at will, and it is not deducted for no reason. Each deduction is a personal transaction detail.

In addition, it should be noted that the short message service fee is charged for the notice of the quick amount of the bank card. If you don't want fast bank card payment, you can release the corresponding binding with fast bank card payment.

Second, what is fast payment?

Express payment is a brand-new payment method, which makes payment more convenient and faster with a brand-new concept, lowers the threshold of online payment, and also has certain security. The future development trend may be to replace traditional payment on a large scale.

Express payment means that users only need to provide information such as bank card number, account name and mobile phone number without opening online banking when purchasing goods. After the bank verifies that the mobile phone number is correct, the third party payment sends the mobile phone dynamic password to the user's mobile phone number, and the user can complete the payment by inputting the correct mobile phone dynamic password. If the user chooses to save the card information, the user only needs to enter the payment password or the next payment password and the mobile phone dynamic password.

Express payment can be paid across terminals, platforms and browsers. It can support terminals such as PC, mobile phone, telephone, tablet computer and TV, and supports browsers such as IE, chrome, firefox, opera and safari. Simple operation, only need bank card information, identity information and mobile phone payment, without using U shield. There are not a lot of page jumps, which reduces the possibility of being fished; There is no use threshold, as long as there is a bank card, there is no need to open online banking, install online banking controls, and carry a U shield/password card; The payment success rate is over 93%.

3. What does the Postal Savings Bank mean by fast deduction?

Postal fast amount deduction refers to the fast payment deduction by the third-party payment software through postal savings. Users do not need to log in to online banking, but directly input the card face information and cardholder identity information. According to the security rules, they can sign a contract or pay by verifying the check code received by the mobile phone reserved by the bank, which is a fast and efficient payment method. As long as the user has a debit card, he can choose fast payment in the process of third-party payment, and complete the opening and binding according to the prompt. Express payment.

Early repayment is the part that the borrower pays more than the monthly principal and interest. The prepayment without fully paying off the mortgage loan is called partial prepayment. Through contractual arrangements, it is forbidden to repay in advance within the agreed time limit, which is called lock-up period. The lock-up period is 2- 10 years. After the lock-up period, the guarantee of prepayment usually adopts other methods, such as prepayment penalty or rate of return maintenance fee.

Prepayment includes full prepayment, partial prepayment with unchanged loan term and partial prepayment with shortened loan term. The loan bank can only accept the application for prepayment of personal loans from the second repayment month. Although prepayment can save interest expenses, there are four types of buyers who are not suitable for prepayment.