How to prevent money laundering crimes using bank cards

According to the "Notice of the State Administration for Industry and Commerce on Strengthening Bank Card Security Management to Prevent and Combat Bank Card Crime", the specific issues related to preventing and combating bank card crime are as follows:

1. Earnest implementation Real-name system for bank card accounts.

2. Control credit card issuance risks.

3. Protect cardholder information security.

4. Improve the dynamic monitoring of transaction information.

5. Strengthen the monitoring and reporting of large-amount and suspicious transaction information.

6. Strictly handle the self-service transfer business.

7. Strictly control the access of special merchants and implement the real-name system for special merchants.

8. Establish and improve the on-site inspection and off-site monitoring system for special merchants.

9. Good at acquiring agreement and merchant file management.

10. Strictly manage the acquiring outsourcing service agencies.

11. Observe the order of the acquiring market.

12. Strengthen ATM inspections and monitoring.

13. Implement POS machine safety technical standards.

Extended information:

"The Interpretation of the Supreme People's Court on Several Issues Concerning the Specific Application of Laws in the Trial of Criminal Cases such as Money Laundering" was officially announced today and will be officially implemented on November 11, 2009 . The Interpretation details six judicial determinations of "knowingly" in money laundering crimes.

China Court Network released the full text of the "Interpretation" today. The "Interpretation" clarifies: "Knowingly" stipulated in Articles 191 and 312 of the Criminal Law should be combined with the defendant's cognitive ability, contact with other people's criminal proceeds and their proceeds, criminal proceeds and their The type and amount of proceeds, criminal proceeds and their conversion and transfer methods, as well as the defendant’s confession and other subjective and objective factors are determined.

The "Interpretation" lists six specific situations in which "knowledge" is presumed. That is:

1. Knowing that others are engaged in criminal activities and assisting in the conversion or transfer of property;

2. Assisting in the conversion or transfer of property through illegal means without justifiable reasons;

3. Acquiring property at a price significantly lower than the market price without justifiable reasons;

4. Assisting in the conversion or transfer of property without justifiable reasons, and charging a "handling fee" that is significantly higher than the market price

5. Assisting others to deposit huge amounts of cash in multiple bank accounts or frequently transferring it between different bank accounts without legitimate reasons

6. Assisting close relatives Or other closely related people convert or transfer property that is obviously inconsistent with their occupation or property status.

State Council - Notice on Strengthening Bank Card Security Management to Prevent and Combat Bank Card Crimes

People's Daily Online - The Supreme People's Court issued a judicial interpretation detailing the six judicial determinations of money laundering crimes