Can the hotel use a personal receipt code?

For payment codes generated by individuals or special merchants and other payees, bar code payment and payment service institutions shall formulate a payment code classification management system, and for individuals with obvious business characteristics, merchant payment codes shall be used.

1, personal collection code shall not be used for business collection. What is business? Shopping malls, supermarkets, small restaurants, canteens, and even roadside breakfast stalls and vegetable market vendors are all called businesses. This business receipt is classified as a special merchant and uses the merchant receipt code. When Alipay, WeChat and other bar code payment and collection service agencies monitor that users have obvious business behaviors, they will inform users to upgrade to merchant payment codes. However, users who have not received the notice can continue to use the personal payment code without any influence;

2. The collection code should be classified and managed. For example, the personal collection code should provide information such as ID card information. Merchants should provide business license, ID card of the person in charge, store information, contact information and other information; Comparatively speaking, the withdrawal rate of personal payment code is lower than that of merchant payment code. Merchant receipt code can also reduce tax evasion, because merchant receipt code is operating income, and collecting bills while providing merchant information will be regulated.

3. Personal static collection code cannot be used for remote non-face-to-face collection. For example, we often see that printed personal payment codes are not only unsafe, but also may lead to personal static payment codes being rented, lent and sold, and criminals may carry out illegal and criminal activities such as fund transfer and illegal money laundering after using them. Because funds are transferred from one personal WeChat account to another account, there is no need to go through the network, so banks cannot effectively supervise.

There are two ways to apply for WeChat and Alipay merchant payment codes. First of all, if you have a business license, you can submit information and apply for business opening through WeChat or Alipay merchant payment code applet. The rate is generally 0.6%. The other is to apply for opening through the expansion channel of WeChat or Alipay service providers, and the rate is generally 0.38%.

To sum up, this is Bian Xiao's answer about whether the hotel can use personal payment code, and I hope it will help you.

legal ground

Article 2 of the Notice of the People's Bank of China on Strengthening the Management of Payment Acceptance Terminals and Related Services. The clearing institution shall establish and improve its own information platform for networked special merchants, and conduct necessary monitoring on the relationship between the acquiring institution and networked special merchants, payment acceptance terminals and the risk of acquiring transactions. The information platform shall follow the principle of minimum necessity to collect the core network access information of the special merchants, such as the code of the acquiring institution, the name of the special merchant, the unified social credit code of the special merchant, the code of the special merchant, the type and serial number of the payment acceptance terminal, the business type, the bill settlement account, the business address of the special merchant, the geographical location and contact information of the payment acceptance terminal (network payment interface). The acquiring institution shall submit the above information to the clearing institution within 2 days after the special merchants access the network, change or terminate the service.