Experience in Compliance of Bank Employees is a collection of essays.

Compliance experience of bank employees: essays

Through this learning activity, combined with my actual situation at work, I have a deeper understanding of professional ethics, integrity, compliance operation, supervision and prevention. The experience of this learning activity is summarized as follows. (1) Strengthen the study of compliance culture and implement the compliance system. The rules and regulations formed by compliance culture are the framework, the premise of our tellers' compliance operation, and the essence of our decades of financial management experience and lessons. Only by obeying the rules can we protect our rights and interests.

(2) improve their professional quality, strengthen the awareness of wind and danger. Compliance enforcement is based on financial business knowledge, from which we can all find the answer. It should be said that strengthening the cultivation of their own professional quality is to understand the compliance culture from the source. Although our counter system is sound, our business is still going on and expanding. It is inevitable that some systems are imperfect, which requires us to strengthen our own accumulation, deeply understand the risk points of new business, and plan ahead.

(3) Strengthen the management of wind disaster. Reasonably arrange the post setting and staffing of the counter, strictly require the separation of incompatible post responsibilities, divide the teller's authority card according to the transaction authority, and review and handle all businesses in strict accordance with the process regulations.

(4) Carry out in-depth education on internal control compliance, raise awareness of risk prevention and self-protection, carefully study various rules and regulations, handle business in strict accordance with operating procedures, constantly strengthen employees' awareness of risk prevention, cultivate excellent risk control culture from ideological awareness, business philosophy, comprehensive risk management, professional ethics, behavior habits and other aspects, and form a responsible internal control atmosphere for risk management.

Through compliance education activities, I found my correct values and standards of right and wrong, which put forward higher requirements for the consciousness of implementing the system to improve my professional quality.

Compliance experience of bank employees: Essays II

Discussion on compliance culture is an important link to implement the activity of "Basic Management Promotion Year" and constantly consolidate the foundation of compliance management. To hold a big discussion on compliance culture is to deeply discuss and analyze the most intuitive and prominent problems that affect ABC in compliance management, so that the new concept of compliance culture can be deeply rooted in people's hearts. We really understand that only by conducting a big discussion on compliance culture in depth, can the concept of compliance management penetrate into the whole process of business operation, and strive to achieve compliance at all times, everything and everywhere, so as to limit prevention and control risks and reduce the occurrence of cases; Only by in-depth discussion of compliance and guiding us to establish a brand-new concept of compliance culture can we further promote the construction of compliance culture, further implement the "year of improving basic management", and lay a solid foundation for compliance management on the basis to ensure the steady operation, long-term stability and scientific development of ABC.

First, strengthening compliance culture education is the need to improve management level.

Carry out compliance culture education, strengthen learning, improve and establish a good image of Agricultural Bank. Carrying out compliance culture education activities is of positive and far-reaching significance for standardizing business operations, putting an end to violations of law and discipline and preventing cases from happening. On the one hand, it is necessary to unify the understanding of leaders at all levels on strengthening compliance culture education, and make them become advocates, planners and promoters of corporate compliance culture construction. Today's society is a knowledge-based economy, with all kinds of new things constantly emerging, new businesses and new knowledge emerging one after another.

The development of the situation requires us to constantly strengthen our study, comprehensively and systematically learn the knowledge of political theory, financial business, laws and regulations, constantly update our knowledge structure, and strive to improve our comprehensive quality to better meet the needs of the accelerated development of the whole bank's business. Seriously perform their duties, pay attention to strengthening the study of political theory, economy, finance, laws and regulations, constantly improve their comprehensive quality, enhance their ability to distinguish right from wrong, resist corruption and prevent change, and be firm and clear-headed in the face of big and big issues.

At the same time, it is necessary to further correct the guiding ideology of operation, enhance the awareness of legal compliance and prudent operation, guide all business activities of the Bank on the right track, and promote the healthy and effective development of all businesses.

It is necessary to carry forward the pragmatic style in the industry, form a business style of telling the truth, reporting the truth, making practical moves, doing practical things, being pragmatic and effective, create a good business environment, improve the governance level, be strict in discipline, be strict in responsibility, pay close attention to implementation, strictly control all kinds of moral risks, operational risks and governance risks, and maintain and enhance the image of ABC. On the one hand, it is necessary to improve the familiarity of all employees in strengthening corporate compliance culture education. Employees are the main body of corporate compliance culture construction, and also the practitioners and creators of corporate compliance culture. Without the active participation of employees, it is impossible to establish a good compliance culture enterprise, let alone let employees abide by the law.

On the other hand, we should concentrate on business guidance and training, and strive to be comprehensive, systematic, professional, practical and upgrading, so as to make the overall quality of ABC employees go up a step on the original basis. Through a series of activities, let all employees correctly grasp the real scientific connotation of corporate compliance culture construction, consciously integrate into corporate compliance culture construction, enhance the awareness of internal control governance, pay close attention to basic governance, and promote compliance management according to law.

Second, strengthening compliance culture education is the need to establish a long-term development mechanism of Agricultural Bank of China.

The construction of corporate compliance culture education is a huge systematic project, which cannot be accomplished overnight. To determine the development goals reasonably, we should have certain planning goals for a period of time and finally establish a mechanism to adapt to the long-term development of enterprises. From the bank's point of view, it should include enterprise spirit, values, enterprise objectives, enterprise system, enterprise environment, enterprise image, enterprise etiquette, enterprise logo, etc., and form a cultural management concept with its own characteristics.

Compliance experience of bank employees: essays

Recently, by carefully studying a series of "compliance discussion" activities and related documents of CBRC and provincial and municipal branches, and reviewing the great changes that have taken place in our bank in recent years, we further confirmed the urgency and necessity of a series of governance strategies, business philosophy and management requirements of provincial and municipal branches. We are deeply inspired by the launch of the "compliance discussion" activity, and deeply feel that "compliance" is gradually rooted in our hearts and solidified in our actions. First, let "compliance" be integrated into the management philosophy of the whole bank.

The important content of corporate culture construction is to establish a compliance culture. Compliance culture is the cornerstone of corporate culture construction in every bank. If the cornerstone is firm, the building will be calm and stable; If the foundation stone is not firm, the building will crumble and be destroyed.

The key to compliance culture is "supervision". What is "regulation"? For us, "regulations" are our various systems, methods, business processes and operational norms. "No rules, no Fiona Fang". A country or society, without the rule of law, there will be no order and chaos; Without rules and regulations, the management of China's banking industry will be full of loopholes and risks.

For the Postal Savings Bank, which has a long front, scattered areas and many management links, strict management is by no means an overnight expedient measure. Only with the strong hint and guidance of corporate culture on employees' concept can the "hard" requirement of strict management be gradually sublimated into a "soft" culture, and passive management can be transformed into active management, reaching a new realm of rational self-management, self-restraint and self-pressurization.

In order to effectively combine the compliance culture with the actual operation and management, we must base ourselves on the current situation, take the "compliance discussion" as the carrier, organically integrate the compliance culture with strict management, advocate everyone's compliance, require everything to be compliant, and create a compliance culture atmosphere of "obeying instructions, trusting the system and giving way to the system" in the whole bank.

Our "rules" are the accumulation and summary of experience from generation to generation, the lessons of repeated blood and even the conversion and vigilance of the cost of life. Therefore, as a member of the Postal Savings Bank, no matter which position you are in, you must firmly establish a sense of compliance and resolutely act according to the rules!

Second, let "compliance" become the code of conduct for employees.

Corporate culture construction is a long-term and systematic group activity, and its soul foundation is people-oriented. It is a complicated and difficult process to transform rigid system requirements into subconscious and value orientation of every employee and become conscious behavior.

In the process of all employees' participation and interaction, making compliance the basic principle of employees' operation and minimizing the conflict frequency between compliance and violation will become the focus of compliance culture construction.

First of all, it is necessary to establish effective interaction between supervision and operation. Gradually correct the past rule of "arrest me if you have the ability", so that regulators and operators can communicate at multiple levels and reach compliance awareness.

Secondly, it is necessary to establish an effective interaction between education and punishment and reduce the resistance of system operation. It is everyone's responsibility to vigorously promote compliance, advocate active compliance, let employees identify with the system in their hearts, and let behavioral compliance become the pursuit of value.

Third, it is necessary to establish effective interaction between study and performance of duties, carry out post system education in a down-to-earth manner, and make every employee fully and meticulously familiar with post system requirements through regular study and training, so as to enhance the awareness of risk responsibility. Fourth, establish an effective interaction between development and compliance. Always straighten out the relationship between compliance and development right, prevent business development from impacting the implementation of the system at will, make compliance the bottom line and ideological warning line of implementation, get full recognition from employees, and consciously implement it from the heart.

Through study and reflection, we deeply realize that how to build our beautiful homeland and realize the long-term stability of the Postal Savings Bank must rely on compliance culture to build a defensive fence and build an internal control defense line with compliance culture.

Adhere to the system and act according to the rules, in order to protect themselves. Maybe we have some bad habits, but in order to protect ourselves, we must change them. Let the requirements of "command obedience system, trust system and habit system" take root in our hearts, and let acting according to the system and operating according to the rules become our own behavior habits.

The bad assets caused by historical reasons once made our business difficult, and we still have to pay time and energy to collect and dispose of them. Therefore, illegal operation is an ineffective development and a harmful development. We must always adhere to Scientific Outlook on Development and the correct outlook on political achievements, always keep in mind the concepts of prudence, standardization and steadiness, and always adhere to the development concept of "four unifications", so that the management ideas, management concepts and management requirements of the superior bank can become the action guide for our business development.

Third, let "compliance" become the driving force and be effectively implemented.

Through the cultivation, adjustment, restraint and stimulation of various compliance emotions, the employees of the whole bank will eventually develop a good compliance mentality and experience standardized and orderly thoughts and behaviors, thus forming a good compliance culture atmosphere in which the whole bank always abides by the rules, everything is done according to the rules, and risks are interlocking, which will surely provide a solid guarantee for banks at all levels to smoothly promote business transformation, realize two major leaps and achieve comprehensive revitalization.

For all our staff, the most important point is that the implementation of the system and the maintenance of the dignity of the system depend on everyone's participation. We must understand that the Postal Savings Bank belongs to everyone, happiness is our own, and it is most important to abide by the law, care for others and cherish ourselves. Everyone has a specific running track in the collective, and the system is the signpost and warning line for employees to run safely on the track.

Countless facts tell us that if we go our own way and have no constraints, we will derail and break away from the collective. Therefore, only by printing this "race track" in your mind, branding it in your heart, putting it into action, turning passivity into consciousness and making consciousness a habit, can you forge ahead and create a new situation for the development of China Postal Savings Bank.

Let's start from now on, from me, and strive to cultivate the atmosphere of "compliance culture" and build a beautiful home on which we live!

Compliance experience of bank employees: essays

Recently, the Head Office organized a large-scale discussion on the construction of compliance culture throughout the Bank, constantly enhancing employees' compliance concept, awareness of compliance and awareness of compliance management. Through this study, I learned the following points: 1. Compliance construction must have a perfect management system and must be based on the normal mechanism of continuous construction of compliance culture propaganda. We should find out the outstanding problems in compliance management and compliance culture construction from the aspects of education, system and implementation.

Conduct in-depth discussions on supervision, rectification, rewards and punishments. To promote the in-depth promotion and rooting of compliance culture and ensure the rapid and healthy development of various businesses of the Bank. Compliance construction is not only for ABC, but also for others and themselves. Obedience is a serious love and a responsible love for everyone.

Second, efforts should be made to solve problems such as inadequate ideological understanding, inadequate system implementation, inadequate supervision and inspection, replacing management with trust, replacing principles with feelings, accepting compliance constraints and forming compliance habits, so as to promote the promotion of compliance culture to take root.

No matter what you do to publicize the successful practice of compliance culture, you can get twice the result with half the effort as long as you aim at the goal, grasp it carefully and do it seriously. Compliance is like a traffic light. If you obey it, it will protect you. Many people feel that when it comes to compliance, they feel constrained, their business is not doing well, and their development is also affected. When they accept compliance management, there will always be some resistance consciously or unconsciously. However, it should be clear that "compliance culture is the foundation of our business and operation", and compliance and business development are not contradictory, let alone antagonistic. Compliance is like a traffic light, maintaining the order of business development and shouldering the responsibility and mission of escorting business management.

Third, there are many real people around us, and all kinds of cases reflect the importance of compliance construction. Ten small violations may cause a big flight failure, a hundred big failures may brew into a taxi accident, and ten big flight accidents may cause an air crash. This requires us to control risks from the root causes, put an end to illegal operations, and leave no opportunity for "accidents". Only in this way can we ensure the sound and rapid development of our cause on the road of compliance.