Is it true that mobile phones often show that pocket banks can apply for reserve funds?

In fact, this information is not real user credit, but just an advertisement.

In fact, if they do, these banks need to re-check the credit status according to the actual situation of users, which is not really like what you said in your text message.

It is not difficult to find that these short messages are almost a template, that is, to give a credit or reserve fund, the amount is generally around 500,000, because others may not be interested if the number is small, and more will attract attention.

If you are interested, you can go directly to the bank business hall to inquire. But even if you have a reserve fund, you may not be able to borrow it. You should also comprehensively evaluate your assets and liabilities.