What does it mean to buy a house with pledges?

When buying a house nowadays, we often see advertising slogans such as "Subscribe 20,000 now to get 40,000", especially when the new building has not yet started pre-sale, in fact, the subscription is more It is a means of publicity in order to buy a house, but people who have never bought a house do not understand the meaning of pledges. So, let’s share with you what it means to pledge pledges to buy a house?

< p>1. What does it mean to subscribe for a house?

Publishing means to pay some deposit first, and then release the funds when the market opens to get a certain increase in value. The subscription operation has the following steps:

1. First, the home buyer needs to go to the developer to fill in relevant personal information, and then after paying the corresponding money, he can receive a membership card, membership passport, Member consumption cards or subscription cards, etc., are named various certificates. After obtaining these certificates, you can obtain the qualification to subscribe. However, the number of consumers who are qualified to subscribe for financing is much greater than the number of houses actually launched by the project.

2. The next step is to raise funds. The developer will not raise funds until it obtains the pre-sale rights. If the number of people who subscribed exceeds the number of houses, the developer will draw lots to select the number of people who can choose the house from the consumers who have subscribed.

3. If you are selected for a house, you need to select a house number and pay a down payment, sign a subscription letter or a pre-sale contract, and then sign a "Real Estate Sales Contract", which is a It is a relatively complicated way to buy a house. If you don’t like this method, it is recommended not to participate in this kind of fundraising activity to avoid unnecessary trouble for yourself.

2. What you need to pay attention to when applying for funds

What I need to tell you is that if you don’t want to buy a house, or you can’t choose a house that you are satisfied with, the developer will return the funds you subscribed to. you. However, it will take a certain amount of time to refund the funds, and it will not be refunded to you immediately. For home buyers, if you really want to buy a house, you can still pay the deposit. If you are not interested, it is recommended not to pay the deposit at will. I believe that many home buyers will struggle with the question of whether to pay or not, so they need to consider the following risks:

1. The specific opening time cannot be determined. When the developer held the fundraising event, it had not yet obtained the pre-sale certificate for the house, and the opening time was under their control. If it is in a rising cycle, developers will tend to cover the market and increase prices. If you can judge this, you can choose to return the pledged funds and choose another property; if you do not return the pledged funds, the opening price in a few months will most likely exceed your ability to pay, which will bring you huge consequences. A certain loss.

2. Be sure to first find out whether there is a link between the order of applying for funds and choosing a house. You can consult the sales staff to get a specific answer. If it has nothing to do with the order of house selection, you can submit it later, but you need to consider it carefully. There will be a capital verification before you subscribe. You can participate in this and it will not cause you any losses.

Editor’s summary: The above is the relevant content about what it means to buy a house. I hope it will be helpful to everyone. If you need to subscribe, you must pay attention to the handling conditions and methods. You need to consider certain risks to avoid causing financial losses to yourself. This is also for your own benefit.