Proportion of claims for comprehensive life insurance and traffic accident insurance in China

first of all, I suggest you determine whether the insurance is a comprehensive accident or a vehicle accident. Traffic accident refers to paying compensation only when there is an accident while riding a traffic vehicle.

In addition, the general accident medical insurance is provided with outpatient service, but the deductible is around 1 yuan, and the proportion of different insurances is also different. Most of them are paid 8%-9%, and some of them are paid 1%.

actual compensation amount =(2- deductible) * compensation ratio

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Huize Insurance Network is the largest online insurance platform in China.