Inter-bank transfer fee

List of inter-bank transfer fees of banks

Inter-bank transfer fee

I. Online inter-bank transfer fee Among the four major banks of China, industry, agriculture and construction, except the online banking of China Bank, online inter-bank transfer has been realized. Compared with depositors running errands at bank outlets, it is not only convenient to transfer bank cards through online banking, but also the handling fee is quite favorable (see the table below for the charging standard).

1% of the amount transferred by ICBC, ranging from 1 yuan to 50 yuan.

Inter-bank transfer of the Agricultural Bank of China in the same city starts at less than 5,000 yuan in 2 yuan, 5,000 yuan to 50,000 yuan in 3 yuan, 50,000 yuan to 65,438+10,000 yuan in 5 yuan and more than 654,380+10,000 yuan in 8 yuan.

0.5% of the transfer amount of CCB, with the lowest in 2 yuan and the highest in 25 yuan.

2. Bank counter inter-bank remittance fee If online transfer is inconvenient, the bank counter inter-bank remittance fee is relatively favorable (see the table below for details).

The inter-bank remittance ratio of ICBC is 1% of the remittance amount, ranging from 1 yuan to 50 yuan.

CCB charges 1% for inter-bank remittance, with the lowest in 2 yuan and the highest in 50 yuan.

Bank of China's inter-bank remittance ratio is 1% of remittance amount, with the lowest 1 yuan and the highest in 50 yuan.

The cross-bank remittance ratio of ABC is 1% of the remittance amount, with the lowest 1 yuan and the highest in 50 yuan.

There is no charge for online transfer of UnionPay cards in seven banks.

If citizens want to save money, another way is to transfer money across banks. The online payment website of China UnionPay has also opened online cross-bank repayment of credit cards. There are seven banks that have opened debit card transfer business, namely China Construction Bank, China Merchants Bank, Shenzhen Development Bank, CITIC, China Everbright, Minsheng and Shanghai Pudong Development Bank. As long as you have a debit card from any of the seven banks, you can transfer money to any of the seven credit cards for free.

USD/USD handling fee rate between banks in Beijing (all charged according to transactions)

1% of the transaction amount of ICBC, with the lowest 10 yuan and the highest 200 yuan.

Agricultural Bank of China 1%, lowest 10 yuan, highest in 200 yuan.

Bank of China 1%, lowest 1 yuan, highest 100 yuan.

China Construction Bank 1%, lowest 10 yuan, highest in 200 yuan.

China Everbright Bank 0. 1%, the highest in 50 yuan.

Cash of CITIC Bank, 0. 1%, minimum 10 yuan, no upper limit; Transfer method, 0.05%, minimum 5 yuan, no upper limit.

Huaxia Bank 1%, the highest in 50 yuan.

Minsheng Bank cash method, 0.5%, the lowest 5 yuan, the highest 200 yuan; Transfer deposit, 0.5%, lowest 5 yuan, highest 50 yuan; Transfer or withdrawal, 0.3%, minimum 1 yuan, maximum 20 yuan.

Industrial Bank 1%, the highest in 50 yuan.

Shanghai Pudong Development Bank cash, 1%, the lowest 2 yuan, the highest 50 yuan; Transfer deposit is 0.2%, with the lowest 2 yuan and the highest 10 yuan; Transfer discount is 0. 1%, ranging from the lowest in 2 yuan to the highest in 10 yuan.

Bank of Beijing single amount 1 ,000 yuan (inclusive), each 5 yuan; Single pen 10000- 10000 yuan (inclusive), 10 yuan/pen; A single pen is 65438+10,000-500,000 yuan (inclusive), 15 yuan/pen; 500,000-6,543.8+0,000 yuan (inclusive) for a single pen, 20 yuan/pen; Single transaction 1 10,000 yuan or more, 0.002% for each transaction, with the maximum not exceeding 200 yuan.

Rural commercial bank 1%, the lowest in 5 yuan and the highest in 200 yuan.

Bank of Communications and Shenzhen Development Bank have not yet issued charging standards.

Bank transfer remittance

Service brief introduction

Inter-bank transfer and remittance refers to the business of RMB or foreign currency transfer and remittance to units or individual accounts opened in other banks in China.

service function

1. Deposits and withdrawals do not have to travel between banks, but can be transferred by themselves through various channels (the specific entry time depends on the receiving bank system).

2. The currency of transfer and remittance includes not only RMB, but also all foreign currency savings currencies (foreign currency is suitable for remittance to personal accounts).

Handling fee for off-site transfer (handled at the counter)

ICBC charges 1% for domestic and inter-bank transfers, with the lowest 1 yuan and the highest in 50 yuan.

(i.e. 1 yuan -50 yuan, the same below).

Bank of China transferred money in the bank and inter-bank, and received less than 6,543,800 yuan from 5.5 yuan; 10000- 10000 yuan, 10.5 yuan;

65438+100,000-500,000 received 15.5 yuan.

The handling fee of China Construction Bank is 1% (1-50 yuan), which can be used by the bank and its branches.

General wire transfer charges for intra-bank and inter-bank of Agricultural Bank of China 1%( 1-50 yuan).

Shanghai Pudong Development Bank is free, and the inter-bank income is 1%(3-50 yuan).

Minsheng Bank received 0.3% (5-50 yuan); Inter-bank segmented charges, the standard is the same as that of China Bank.

Bank of Communications will charge 0.5% before February 6th and 0.4% after February 6th.

Inter-bank segmented charges, the standard is the same as that of China Bank.

The postal remittance shall be remitted to the payee's address at a charge of 1% and remitted to the payee's account.

Charge 0.5% (2-50 yuan).

City transfer fee (handled at the counter)

ICBC is free; Inter-bank income in 5.5 yuan is less than 65,438+0,000 yuan (inclusive), and 65,438+0.5 yuan will be charged from 65,438+0,000-65,438+0,000 yuan.

65438+ 10,000-500,000 yuan, 15.5 yuan.

Bank of China is free; Inter-bank segmentation charges are the same as ICBC.

China Construction Bank charges free inter-bank service 1%, the highest in 50 yuan.

China Agricultural Bank is free; 1000 and below inter-bank charges 1 yuan, 1000-5000 2 yuan.

5000- 10000 3 yuan, 10000-60000 6 yuan.

Shanghai Pudong Development Bank is free, and the inter-bank income is 0.2% (2- 10 yuan).

Minsheng Bank is free of charge, and charges in different banks, with the same standards as ABC.

Bank of Communications is free; Inter-bank segmentation charges are the same as ICBC.

Postal remittance and remote remittance are the same.

Online bank transfer fee

ICBC inter-bank transfer fee 1%, with a maximum of 50; Our bank offers a 10% discount on electronic express remittance, the highest in 45 yuan.

China Bank's segmented charges for transfer in the same city: 1000 yuan and below, 1 yuan; 1000-5000 2 yuan,

5000- 10000 3 yuan, 10000-60000 6 yuan. The fee for transferring money in different places is the same as that at the counter.

Construction Bank March 3 1 Free inter-bank transfer in the same city before; Usually 30% off-site transfer (0.7% off, 2-35 yuan), 50% off before March 3/kloc-0.

Agricultural bank transfer is temporarily free; Annual fee for online banking is 20 yuan/year.

Generally, Shanghai Pudong Development Bank receives 0.8% of remittance from other places (2 yuan -40 yuan) and 0.4% before February 28th (2 yuan -20 yuan).

Minsheng Bank transfers money to 2 yuan/transaction in the same city, and the bank transfers money from other places by 0. 1%( 1 yuan -50 yuan).

Bank of Communications charges 0.4% for inter-bank transfer in the same city (5-50 yuan); Transfer money from different places through the bank, before February 6.

Three ten thousandths (2-50 yuan), 0. 15% (1-50 yuan) will be charged after February 6th, and 0.8% will be charged across banks.

Inter-bank transfer in the same city, arrive within three days, handling fee

Inter-bank transfer will charge a certain transaction fee, and the charging standard will be uniformly formulated by UnionPay and published on the websites of 95599 and ChinaPay.

Ordinary customers: that is, within 5000 yuan (inclusive):

① Transaction fee in the same city: 2 yuan/transaction.

② Off-site transaction fee: 0.5% of the transaction amount paid by the cardholder is used as the transaction fee, with the lowest 5 yuan.

Senior customers: that is, within 50,000 yuan (inclusive)

(1) the city transaction fee:

The transaction amount is less than 5,000 yuan (inclusive), and the handling fee is 2 yuan/transaction;

The transaction amount is between 5,000 yuan and 50,000 yuan (inclusive), and the handling fee is 3 yuan/transaction;

② Transaction fees in different places:

Cardholders pay 0.5% of the transaction amount as transaction fee, ranging from 5 yuan to 50 yuan.

Bank online bank inter-bank transfer remittance fee

Bank online banking remittance charging standard in different places/in the same city

ICBC collects 1% of remittance amount (minimum 1 yuan, maximum 50 yuan).

China Construction Bank charges 0.5% of the remittance amount (lowest in 2 yuan and highest in 25 yuan).

Bank of China online banking cannot transfer money across banks.

Bank of Beijing sets the price by segments according to the amount, ranging from 5.5 yuan to 200.05 yuan (more than one million yuan plus 50 cents).

Guangfa Bank charges 5.5 yuan for each remittance, plus a deposit handling fee of 0.05%, with a minimum of 1 yuan and a maximum of 20 yuan.

Inter-bank transfer of Agricultural Bank of China in the same city is calculated according to the amount, and inter-bank transfer in different places is 0.5% of the transaction amount: the lowest in 2 yuan, the highest in 8 yuan, and the lowest in 1 yuan, the highest in 35 yuan.

Bank of Communications collects 0.4% of remittance amount from inter-bank in the same city and 0.8% from inter-bank in different places (lowest in 5 yuan and highest in 50 yuan).

1% (lowest 1 yuan, highest in 50 yuan), lowest 1%, highest in 50 yuan.

Minsheng Bank's inter-bank pricing in different places is based on the amount (the lowest 5.5 yuan in 2 yuan, the highest not exceeding 200 yuan), and the handling fee is uniformly charged in 0.5 yuan.

At present, the fee for free transfer between banks in the same city of Industrial Bank is charged according to the amount: the lowest is 5 yuan, and the highest is not more than 200 yuan.

Let's talk about the details:

According to the regulations of ICBC, the handling fee for inter-bank transfer of online banking is 1% of the transfer amount, with the lowest being 1 yuan and the highest being 50 yuan. Now, electronic express remittance is 10% off; China Merchants Bank stipulates that the inter-bank transfer of online banking in the same city is per 2 yuan, and the charging ratio of inter-bank transfer in different places is also 1%, with the lowest 10 yuan and the highest 50 yuan. The regulation of CCB is 0.5%, with the lowest in 2 yuan and the highest in 25 yuan. The Bank of Communications stipulates that the handling fee ratio of inter-bank transfer is 0.4%, with the lowest in 5 yuan and the highest in 50 yuan. Guangfa Bank charges remittance fee of 5.5 yuan plus deposit fee of 0.05% for each inter-bank personal online banking transfer, with a minimum of 1 yuan and a maximum of 20 yuan.

Agricultural Bank of China adopts segmented pricing, and transfers below RMB 5,000 to 2 yuan, RMB 5,000 to RMB 50,000 to 3 yuan, RMB 50,000 to RMB 6,543.8+10,000 to 5 yuan and RMB 6,543.8+10,000 to 8 yuan in the same city. This charge level is consistent with the inter-bank transfer of Industrial Bank in different places.

Minsheng Bank stipulates that inter-bank transfer in the same city is a sum in 2 yuan, and the transfer fee in different places is segmented. The standards are within 5.5 yuan 1 10,000 yuan, 1 10,000 yuan to 1.5 yuan, 1.5 million yuan to 500,000 yuan, and 500,000 yuan to 1.5 yuan. However, the charging standard of Bank of Beijing's inter-bank transfer is close to that of Minsheng Bank, and the part exceeding 6,543,800 yuan is charged at 0.2‰ plus 0.5 yuan, with the highest 200 yuan.

According to the regulations of CCB, the limit of single transfer is 200,000 yuan, and the accumulated daily amount cannot exceed 6,543,800 yuan. That is to say, if it is necessary to transfer 6,543,800 yuan that day, it will be divided into five times, and the transfer fee will be increased accordingly. ICBC does not set a transfer limit for its professional online banking customers who use U shield, but for password card transfer, it stipulates a single transaction of 1 1,000 yuan, with a daily cumulative limit of 5,000 yuan. If you transfer 5000 yuan, you need to charge it five times. Bank of Communications stipulates that the maximum transfer amount for mobile version is 50,000 yuan, and the maximum transfer amount for certificate users is 1 10,000 yuan.

I hope it helps you!