How has your life changed since you started keeping accounts?

Many of today’s young people are “money earners” who don’t earn much but spend a lot. Some people also complain that they don’t have enough money and don’t know where all the money they earn has gone.

When I was "surfing" on the Internet yesterday, I saw a piece of news saying that a teenager born after 2000 used 3 years to save 80,000 yuan. Although it is not much, he can save it at such a young age. Such a sum of money is pretty good.

The report described him this way: "Because he likes freedom, Zhang Fan, born in 2000, chose to become a truck driver. His goal is to buy a car for his girlfriend before the end of the year. He said that after two years of dating She was willing to take the passenger seat of the truck but he didn't want her to lose. In order to achieve his goal, he worked hard and made money seriously. He always kept accounts every day and reviewed them at the end of the month. In the past three years, he had recorded 3,500 accounts. , Now the savings are more than 80,000 yuan.”

After reading the report, in addition to praising this young man born in 2000, he also lamented that bookkeeping can indeed make our lives clearer. After I started keeping accounts, my life has also undergone a series of changes:

The first is to learn to live within my means, and my life has become more self-disciplined. I started accounting after one year of working, that is, in 2020 (the reason is that my income is okay but I can't save any money). Every night, I review my spending. Compare what you need and what you don’t need but buy.

On the day of reconciliation, I discovered that I really spent a lot of money in vain, which also became an important factor in my failure to save money. For example, I like to change my mobile phone frequently (completely out of vanity), buy too many shoes, clothes (many of which are only worn once or even never worn), etc. After accounting, I held my hands!

The second thing is that I started to learn to make a budget and have a better plan for my life. To put it simply, I will do something reasonable and buy something based on my own income.

In the past, I would go wherever I wanted, and if I didn’t have enough money, I would look for flowers. But now I will plan every expenditure of money reasonably, and use the money saved to travel, broaden my horizons, or learn something useful to me.

At the same time, my sense of satisfaction and control over life has become stronger and stronger. Learning to keep accounts can not only save you money, but most importantly, it can indirectly improve your happiness in life.

When you learn to exercise restraint and live a regular life, you will find that moderation can give people a greater sense of accomplishment than indulgence. In the process of keeping accounts, you are actually taking control of your life and becoming the master of your life in a true sense.

Of course, keeping accounts is not an easy task. The most important thing is persistence. If you can maintain the habit of keeping accounts in your daily life, I believe that the quality of your life will eventually change qualitatively.