Can I get a refund for mutual treasure?

The shared expenses deducted during the participation in mutual treasure are usually non-refundable. However, there is also a 90-day waiting period for participating in Mutual Treasure. If the participant suffers from the disease guaranteed by the clause during the waiting period, Mutual Treasure will refund the amount paid by the participant.

The shared expenses deducted during the participation in mutual treasure are usually non-refundable. However, there is also a 90-day waiting period for participating in Mutual Treasure. If the participant suffers from the disease guaranteed by the terms during the waiting period, Mutual Treasure will refund the evaluation amount paid by the participant, and the participant will automatically withdraw from the plan. If you voluntarily cancel the contract or withdraw from Mutual Treasure, there will be no refund.

Operating environment: Xiaomi 10, AliPay 6.7.

First, the method of mutual treasure exit: log in to mobile phone Alipay, enter the "My" page, find [Ant Insurance]-[Mutual Treasure] on this page to enter the mutual treasure page, then click the protection amount under the personal avatar to find [Give up protection], and finally click Exit and enter your own Alipay password to completely exit the mutual treasure.

If you don't want to continue to pay the mutual treasure sharing fee, you can quit the mutual treasure directly without paying the handling fee. The following are the specific exit steps: first, log in to Alipay APP, then click Ant Insurance-Mutual Treasure on my page, click to enter the details page of Mutual Treasure, and then click to give up protection. After quitting mutual treasure, there is no need to pay the sharing fee.

Second, Alipay's mutual treasure has been cancelled. Can I get a refund?

Whether to refund money after mutual treasure cancellation is related to the cancellation time and reason. If the participant is diagnosed with the disease guaranteed by the terms within 90 days of the waiting period, Mutual Treasure will refund the allocated amount paid by the participant, and the participant will automatically withdraw from the plan; If the plan is cancelled or withdrawn under other circumstances, the money will not be refunded.

It is understood that the 90-day waiting period set by Hubao is mainly to prevent someone from joining with illness and reduce the risk sharing of other participants.

After the user quits Mutual Treasure, the previously collected sharing fee will not be refunded after the user quits Mutual Treasure. If you want to cancel mutual treasure sharing, you can quit mutual treasure at any time without paying the handling fee.

Log in to Alipay APP, click Ant Insurance on my page, and then find Mutual Treasure. Click to enter the mutual treasure details page, and then find the button to give up protection at the bottom of the page. Click to exit Mutual Treasure. After quitting mutual treasure, you will no longer be a member of mutual treasure, and Alipay will naturally not charge you a monthly fee. It should be noted that if you quit after the 7th or 2 1 day of the current month, the deduction will still be shared on the 4th and 28th of the current month, and the next period will be officially stopped.