Why is Taobao freight insurance more and more expensive?

Taobao freight insurance is getting higher and higher because the return rate is too high, the types of goods are different and the return rate of shops is too high. 1, the rate of return is too high: the higher the claim risk, the more expensive the price will naturally be. 2. Different types of goods: If the goods are heavier, the price of freight insurance will generally be higher. 3. Store return rate: If the store return rate is high, the insurance company will increase the underwriting price of freight insurance.

1. Why is Taobao freight insurance more and more expensive?

1, the rate of return is too high.

If the buyer has a high probability of returning goods, the freight insurance when purchasing goods will be more expensive. This is the same reason that we buy health insurance. The higher the claim risk, the more expensive the price will naturally be.

2. Different types of goods

The freight insurance price of different goods is also different. If the goods are heavier, the price of freight insurance will generally be higher.

3. The return rate of the store

The price of freight insurance is also related to the return rate of the store. If the return rate of the store is high, the insurance company will increase the underwriting price of the freight insurance, and the price will be more expensive when consumers check the freight insurance.

Second, how long can the freight insurance be restored after it is blocked?

General freight insurance can be recovered within 3 months after the case is closed. Under normal circumstances, if the return rate is less than 30% within 3 months, the discontinued freight insurance can be recovered.

If the customer finds that the freight insurance has been suspended during online shopping, it is likely that your recent return rate is too high, and the insurance company will suspend the freight insurance service for customers with a general return rate higher than 30%.

The buyer's return rate will gradually decrease before returning to normal.

What are the advantages of freight insurance?

1, increase store turnover

If buyers compare products in the process of shopping, goods with freight insurance will be more popular with buyers, and buyers will feel that your store is more trustworthy.

2. Reduce disputes

In addition to increasing the turnover in the store, freight insurance has a second advantage, which is to reduce disputes.

3. Avoid risks

The third benefit of Taobao freight insurance to sellers is that it can avoid the risk of return expenses.