Why does China Construction Bank charge an annual fee of ten yuan every year when using a card?

I am also in Zhongshan and have been in the same situation. The boss lady asked me to open a Construction Bank account so that she could transfer my salary to my bank account online. I went to Construction on the 13th of the New Year. I wanted to open an account at a branch of the bank. After filling out the form, the staff there said that to open an account now, not only would I need to pay an annual fee of ten yuan per year, but I would also have to open online banking. They said that if I open it now, there would be a discount of fifty yuan. You can have a USB shield. I said that I don’t like to operate online and don’t want to activate it. The staff said that I have to activate it and I have to use a card. There is also no passbook. In other words, if I open a new account now, in addition to The cost of the card is ten yuan, and to open online banking, the U-shield costs fifty yuan, and to deposit ten yuan into it first, a deposit costs seventy yuan, I thought to myself NND, what kind of bank~! (I almost said it, but stopped when I saw that the woman was pretty)!! China Construction Bank’s service attitude is really not good~~!

On the 15th day of the Lunar New Year, that is, Yesterday, I went to the Zhongshan Branch of China Construction Bank to apply for a card (I was very reluctant to go there, but the boss lady stipulated that you must have a Construction Bank account before you can be paid. I even scolded the boss lady in my heart, why should I pay my salary at China Construction Bank? , nothing else works, really)

But in this bank, I don’t know if it’s because this is the headquarters of China Construction Bank in Zhongshan, and it’s run here, except for the one who doesn’t understand Mandarin very well (I don’t know if it’s the lobby manager) , or a sweeper) Not much else, the service attitude of Ms. Liang who helped me open the account was pretty good. How come I can successfully open a passbook here? To open a passbook, there is no need to charge ten yuan a year, and there is no need to open a bank account. It’s really strange that we have online banking. They are both China Construction Bank, so why are there such big differences~~!?