How to manage money? Say something

Financial management should establish a reasonable personal financial plan and participate in investment activities appropriately. Personal financial investment includes: stocks, funds, national debt and savings. (Risk from high to low) 1, learn to cut costs. The salary is limited, so you should save unnecessary money. As long as you save, you can still save a considerable income a year, which is the first step in financial management. 2. Do a good job of open source. With the extra money, it is necessary to use it reasonably, so as to preserve and increase the value and produce greater benefits. 3. Be good at planning. The purpose of financial management is not to make a lot of money, but to ensure or better life in the future (so financial management is not only for the rich, but also for the working class). Being good at planning your future needs is very important for financial management. 4. Reasonably arrange the capital structure and seek the balance between actual consumption and future income. This part of the work can be commissioned by professionals to design for themselves for reference. 5. Consider the rate of return according to your own needs and risk tolerance. A high-yield financial plan is not necessarily a good plan, but a good plan that suits you, because the higher the rate of return, the greater the risk. The scheme that suits you is the one that can achieve the expected purpose and has the least risk. Don't blindly choose the scheme with the highest yield.