Selling a house first or giving money to sell a house first was cheated.

Selling a house involves many aspects of knowledge. Many sellers expect their houses to be sold as soon as possible, but because they have no experience in selling houses, the houses have been hung for a long time, and there is still no suitable buyer. Therefore, before selling the house, the relevant personnel must understand the relevant issues, such as selling the house first or giving money first. The following small series will solve it for everyone and talk about the solution to the situation that the house was cheated for the first time.

First, sell the house first, transfer the ownership first or give money first.

Do you want to sell the house first or give money first? This problem is not fixed and needs specific analysis.

Under normal circumstances, if you buy a house in full, you must pay all the money to the account designated by the owner or to the supervision account, subject to the contract signed by both parties. If it is a loan to buy a house, the deposit should be paid to the other party's account before the transfer, and the remaining money should be paid to the other party after the transfer.

1, full transaction

The whole transaction process is very simple. In order to prevent property rights disputes, firstly, * * * goes to the real estate transaction center to inquire about the property rights (whether there is mortgage), and then checks the relevant information of the owner, such as the real estate license, household registration book, identity documents and purchase contract (the resettlement house needs to provide the demolition and resettlement agreement). When signing a contract, you can request transaction supervision services. At this time, the buyer can transfer the remaining house payment (full amount minus deposit) to the supervision account, and both parties can complete the tax payment and handle the property transfer formalities. The bank can complete the transfer according to the authorization of both parties.

2. mortgage to buy a house

In mortgage to buy a house, 80% of the cases are regulated. First of all, the two parties signed a supervision agreement with the regulatory agency, and the buyer paid the down payment. Secondly, the two sides took the supervision agreement to the bank to apply for loan approval. Then, after the loan is passed, the two parties go to the real estate bureau to sign a sales contract, pay taxes, transfer ownership, and wait for the certificate, and then the mortgaged property is issued. After the mortgage, wait for the bank to lend money. After the loan, the two parties sign a confirmation agreement with the real estate supervision agency to receive the house payment.

Selling a house is risky, whether it's giving money first or transferring ownership first. Therefore, regardless of the full amount or loan, the bank will transfer the house payment to the owner's account after paying taxes, which is more prudent and saves a lot of trouble.

Second, the first transfer of the house was cheated.

If the second-hand housing transaction party is afraid of being cheated by selling the house first, it is necessary to pay attention to the following aspects to prevent being cheated, as follows:

1. The risks in the process of second-hand housing transactions are two-way, so now most intermediaries will provide supervision services. The buyer pays part of the house price to the seller as a down payment, and the rest is transferred to the supervision account. After the transfer is completed, it will be directly transferred from the supervision account to the seller's account. This process prevents the buyer or seller from defaulting on the loan.

2. If the loan is the seller's outstanding loan, the seller needs to pay off the balance of the bank loan before the transfer, and the real estate license can be mortgaged before the transfer formalities can be handled. So the buyer's down payment may need to be enough to pay the balance.

3. If the loan is paid to the seller by the buyer during the transaction, it is risky, because whether the loan application is approved depends on whether the applicant's qualification meets the bank's lending requirements.

In short, the sale of second-hand housing should not be privately traded, but should be entrusted to a third-party intermediary or bank, because few people have experience in second-hand housing transactions and no experience in housing property rights and other transaction procedures, and it is easy to be deceived. Looking for a third-party intermediary or a bank escrow agent only adds a little service fee, but it can save a lot of time. If you really want to trade privately, do your homework to prevent being cheated.

Third, what should I pay attention to before selling a house?

1, verify the housing situation.

Understand the natural conditions of the house (such as location, area, apartment type, pattern, structure, orientation, lighting, lifting frame, width, depth, etc.). ), pay attention to details (such as decoration, reserved items, property situation, living facilities, business environment, etc.). ), and observe whether the defects of the house are within the acceptable range; Know whether the house you want to buy is mortgaged, rented or invested.

2. Agreed transaction process

Clarify the contract payment and payment time (it is recommended to take the event as the time node), and pay the house payment after the property right transfer as far as possible, or pay the house payment by escrow to minimize the risk; If the house is mortgaged, it must be clear which party cancels the mortgage.

3, agreed liability for breach of contract

Defining the liability for breach of contract with the seller is the guarantee for both parties to perform the contract in good faith. If you buy a house in an intermediary, it is recommended that the seller entrust an intermediary to collect a deposit to avoid lack of initiative in case of disputes.

The above is to sell the house first, or give money first, sell the house first, and be cheated. I hope I can help you!