How many people are heavily in debt caused by an epidemic? The main reasons are as follows

How many people are heavily in debt due to an epidemic? Many people are in debt. The main reasons are:

1. The epidemic situation and the overall economic environment are not good.

2. Mortgage and car loan oppression. Nowadays, people want to save face, keep up with the joneses and pursue a high-quality life. They must buy a house and a car.

3. environmental protection and capital chain break led to the bankruptcy of some uncompetitive small factories.

4. E-commerce shocked some physical stores to close their doors.

5. Strict investigation of public funds for eating and drinking led to the decline of business in some big hotels and entertainment places.

6. Some people are lazy, unable to earn big money, disdainful of small money, and have no money to spend but borrow.

7. The financial management consciousness is not strong, the financial quotient is too low, the poor people think, and they can't help borrowing money and buying things they like.

8. It's easy for some people to borrow money from Alipay and WeChat, so they don't think so much, and they don't care about debt after spending it.

first of all, you should understand the cause of debt. Some are because of the epidemic, a large number of physical stores suddenly have no source of income, no income, but the expenses of eating and drinking Lazar every day are as much, the wallets are getting empty, the families with money can still persist, and the families that are not rich themselves or those that are already in debt are getting bigger and bigger, and the jams are not blocked, and the debts are increasing. Another young people are now ahead of consumption, indulging in a high-consumption and high-quality life. Their own wages are not enough, so they can only borrow money to make up for it. It is better to go to work normally, and they will pay back their monthly expenses to support their loans. If they have a little accident, they will be finished. Without the detachable East Wall, what can they do to make up for the West Wall? In the end, it is also overdue! Warning young people now, don't aim too high and work in a down-to-earth way. If you are in debt now, overdue, and you borrowed money, you have spent it all. Hurry up and adjust your mentality, face life bravely, and remember one sentence, the prodigal son will never change his money!

How developed the Internet is in China, there are several things that they can't do, one is a high-end luxury market, a supermarket, one is a restaurant and snack bar, one is a food market, one is a country house, a playground and so on. It can affect clothing stores, shoes and hats businessmen and fruit sellers, but it will never affect the mouth of 1.4 billion.

Eating is what everyone needs. As long as they are engaged in this line of work, there will always be customers, even noodle shops and street cooked food shops. And China people pay attention to eating, to meet their own taste, the so-called take-away it affects the staff at work, and can not affect the daily life of ordinary people. Even if 4 million people go to work, there are still 1 billion people who have to eat and live. Food will never go out of fashion, no matter what waves the internet sets off.

So in the start-up period, you should first consider where your strengths are, and look at the resources around you according to your environment, which is most in line with your start-up. For ordinary people to start a business, the best choice is to eat? Make a fuss about it. People can buy less other things and fill their stomachs every day, which is a necessary requirement for people, no matter whether the market goods go up or down? The people still buy it.

The author is most optimistic about the food store market in China. With the accelerated pace of people's life, young people, including young couples, are already half-open, and going out to eat in a restaurant may be normal in China in the future. Therefore, the food court will always be the most lively place in China during the day and at night, and it can't be managed by the Internet.

picture: night view of Jinling.

I am one of them. Let me share my facts.

first of all, due to the impact of the epidemic, the company's customer demand has dropped greatly, resulting in a cliff-like decline in our performance. We are only an intermediate link, which is transmitted to our upstream suppliers, and the performance has also declined accordingly. The income of each company has fallen sharply, so the income of employees has also fallen sharply.

Second, the housing prices in various cities have risen to a certain extent in the past few years. The habit of Chinese people is to buy up instead of down, and many people start with houses at high housing prices. As a result, the proportion of personal and family mortgages to total income is too high. The decline in income will inevitably lead to the occurrence of liabilities.

Third, the standardized development of education, training, real estate and other industries has made the industry face major adjustments, and the upstream and downstream of the industry have also been greatly affected. Therefore, there are optimizations in the process of adjustment, including the optimization of personnel and resources.

Fourth, due to the influence of inflation, money is becoming less and less valuable, prices are getting higher and higher, it is becoming more and more difficult to earn money, and the pressure of survival is increasing.

Fifth, the deterioration of the natural environment and the fast pace of life have led to the deterioration of modern people's health, and often a serious illness will consume the family's life savings.

In fact, many debts did not start this year, but broke out this year because of the epidemic.

Many people blamed the debts on the epidemic (of course, so did I at first, mainly because I didn't want to admit that I was wrong and failed? During the epidemic, I lost my beloved. As soon as my company started to improve, the business of closing the city was stagnant. In order to keep that little credit and the so-called face, I started to support loans with loans. Some time ago, I counted all kinds of cards, online loans, what loans, and whatever, adding up to nearly 4,, and now I receive countless collection calls every day. After all, there were nearly 7, credit cards before the epidemic)

But after careful reflection, I found that there was no epidemic, and the thunder was going to break out. It was only a matter of time, because I didn't put my mind right from the beginning when I contacted the first credit card, and I always thought about this little money. I was still tens of thousands of dollars younger and casually paid it back. And then loop indefinitely? Still? Set? Also, when you find that the snowball is too big to push, you can only tear apart the east and make up the west. When the epidemic came, it became the last straw to crush the camel.

After reflection, I resolutely began to force the landing, although I knew what kind of situation I would face, and I might even lose my stable job, which would make my parents sad and worried.

Since the bubble will burst sooner or later, it is better to burst it by hand. After all, everything is caused by himself, and a man should bear the corresponding consequences and responsibilities for what he has done. I hope all debtors will go ashore as soon as possible, and I also hope that I can survive this hurdle and be reborn as soon as possible.