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How to ask a friend for a debt?

A colleague lent you 5000 yuan, and you asked him to pay it back after a while. He said he had no money and didn't lend your mobile phone. What should I do?

As a friend, when your colleague was in trouble, you lent him 5000 yuan. Your friendship and kindness should be respected.

Your colleague lent you 5000 yuan, which is not a small sum. When you lend him money, you actually form a legal relationship, which is what we often call a "loan relationship". It is not difficult to borrow money to pay back the money. This simple truth can be understood by even a three-year-old child, but your colleague failed to do it. When you paid him back, he didn't answer the phone to escape. He not only violated the most basic human relations, but also violated the law.

You can take the following steps to recover your loan.

First, understand the reason why he doesn't pay back the money. Is it true that family difficulties can't pay you back for the time being, or do you mean to pay you back? If it belongs to the former, and his family is temporarily unable to repay, you can ask him to write down the debt and indicate the repayment date. After signing, it can be kept as the basis for asking for IOUs in the future.

Second, ask for a loan directly. If you borrow money from him, he can obviously pay you back. If he doesn't pay it back, such a person can't pay it, and as a colleague, he is incompetent and unqualified. Don't disagree, you can go directly to his house, point out the words directly to him and ask him to pay back the money.

Third, grasp the time of paying wages. After all, as colleagues, you should know when to get paid. No matter whether you pay your salary directly by bank card or in cash, go directly to him on the day of salary payment and ask him to pay back the money. If he really doesn't want to pay back the money, he is a standard scoundrel.

Fourth, bring a lawsuit to the people's court. For hooligans who don't pay back the money, they can only be solved through legal channels, and you can directly go to the people's court for prosecution. Because when I lent you money, I didn't write an IOU. In this way, you can collect relevant evidence, such as the audio and video recordings at that time, the witness of other colleagues, the purpose and purpose of his borrowing money, and whether he transferred money through bank cards, Alipay and WeChat. If the evidence is complete enough to fully prove that he borrowed your money, the court will also rule in your favor according to law.

Matters needing attention in borrowing.

5. precautions for borrowing.

What should you pay attention to if someone borrows money from you? First, check whether he has the ability to repay the loan. If he is unable to repay the loan, don't lend it to him; Second, the purpose of borrowing money is to understand that if he borrows money for illegal or even criminal acts, he must not lend him money. For example, borrowing money is for gambling, smuggling, usury and so on. Third, you must write down the IOUs. The receipt must specify the time, place, purpose and repayment time of the loan. It would be better if there is a third party to prove it. Then both parties sign each other, one for each. Fourth, it is better to pay the money lent to the other party through third-party financial platforms such as bank cards, Alipay and WeChat, which is safer.

Hello, I'm Zhao Yun. I'm glad to answer your question.

This problem also bothers me!

I'll share some successful cases of asking for money and see if it helps you.

First, when you ask him for money, you should probably know from him whether they have money now.

The second way to ask for money is also very important. If you know that he has money to ask for, you should be pious. There is no way. Brother, it's grandpa who borrows money now, and invites him to eat or drink. In fact, you don't have to say that people who owe money know it.

If he is a bad guy, it's another matter, or take legal channels.

Third, if this person has no money, you can directly say that you need money at home now, tell him to continue to use it, and slowly tell him how you gave it to him when you lent him money, so that he can find a way for you himself.

These are all ways to collect accounts from friends who are a little better around you. If the other party is a rogue, you must take up legal weapons to protect yourself.

I hope my answer is helpful to you. Thank you!

Just say, if you don't get it, you won't borrow it again if you don't know anyone.

I had a friend who owed me money, so I asked my buddy, is it convenient to have money now? To ask for debt like this [cute]

This depends on friends. It depends.

1: If friends forget, they will remind them appropriately.

2. If a friend is really in trouble, he should choose a good opportunity and think about his own reasons, so that he is embarrassed to make excuses and not let others be present.

3, for those who want to default, it's okay to be a soldier before the ceremony, the amount is large, there is evidence, and legal channels are not ruled out. Such friends don't matter.

Tell me my opinion on this matter, first about myself. If a friend of mine borrows money from me, I will promise him soon, but I still have to pay it back. The exact time should be decided. If I don't pay back the money, pick me up next time and I'll lend it to him. By the third time, this friend can die, and he is no longer a friend. I also want to tell him not to borrow money if you can, because lending it to your friend is cheating.

In my opinion, it's best not to owe "debt" to friends, so as to have confidence in talents!

You have to get your money back, whether it's used or not, it's all your own. If you don't have a penny, you don't want it. If you borrow it, you will give it back. This is natural.

This is a matter of character.

In fact, if you want a friend's debt, you have to pay it back first. If you can't do it first, you have a huge sum of money. If a friend deliberately doesn't pay it back, you have to pay it back.

First of all, we should choose opportunities:

When he has enough money to pay you back, otherwise it will be a bit like robbery. It will hurt feelings.

Second, don't have others present when collecting debts, lest he be embarrassed.

Third, if you think of a good reason that you really need money urgently, ask him to give it to you in the near future. This reason must be reasonable and irrefutable, making him embarrassed to find an excuse to say no. ...

He has lost your friend, so if he knows where his home is, he will ask directly. If he doesn't know where his home is, he will ask for it as soon as he gets paid. Don't borrow from friends like this next time, it's not angry enough.

Seeing your situation, to be honest, it is more difficult to get it back. Now that he doesn't work together, he obviously doesn't want to pay you back, and he doesn't answer the phone to avoid your debt collection.

But the money is yours, and it is only natural to pay back the debt.

First of all, you also complained to him that you were in a difficult situation and needed money badly. See if he can pay first.

Then you can ask him what he knows and see when he can return it.

If you really have no money, you can communicate with him to pay it back in installments, a little at a time. I believe the pressure is not great.

This is my personal opinion, I hope it will help you.