Is repayment on the 9th of Huabei considered overdue? At what time will the payment be deducted?

The development of the Internet plays a vital role in society. The development of the Internet has opened an extremely convenient door for people, and online lending has also become popular.

I believe everyone knows about Alipay’s Huabei. Its nature is actually the same as a credit card. It can be consumed in advance, and the amount is not large. It is a small-amount consumer loan. However, Huabei The repayment dates for credit cards are fixed. Alipay stipulates that Huabei’s purchases this month need to be paid off before the 9th of the next month. However, credit cards have a certain interest-free period, which can be up to 56 days. Let’s talk about the knowledge about Huabei!

1. Is repayment on the 9th of Huabei considered overdue?

Huabei stipulates that the loan must be paid off before the 9th of each month, and Huabei’s monthly payment date is actually on the 10th of each month, which means it is on the 10th. Payment will be deducted at 24:00, as long as you repay the loan before 24:00 on the 9th.

Huabei also has the option of automatic repayment. As long as you check it, Huabei will notify you via text message at the beginning of each month that the repayment time is coming, and it will automatically repay you on the 9th. Deduct money from your account balance, Yu'e Bao or bound bank card.

2. The difference between automatic repayment on the 9th and voluntary repayment before the 9th.

Many people have doubts about choosing automatic repayment or active repayment. Is there a difference between the two methods? In fact, there is no difference, and it will not have any impact on you, because the official focus of Huabei is whether there is a delay in payment. The sooner or later the repayment time will have no impact on you. If there is a delay in repayment, then It will definitely have a certain impact on your creditworthiness.

Creditworthiness is also related to your platform shopping conditions, whether repayments are timely, whether you use balance financial management, whether your personal information is complete, etc. A good habit can bring you a good credit record. The higher your credit score, the more useful it is to you.

Well, the above is the knowledge about Huabei. When using Huabei to consume, you must remember to repay on time!