More and more people are using China UnionPay Express. What advantages does it have compared with WeChat Alipay?

1. For newly registered users, the highest red envelope reward for newcomers is 20 19 yuan;

2. New users will pay a 50% discount at random within 90% of 50 yuan for the first time;

3. China UnionPay Express logs in to the highest 8.8 yuan every day;

4. Sweep the red envelope up to 20 19 yuan every day, and the husband and wife will sweep it, saving at least one breakfast every two days;

5. Pay a random red envelope with a maximum of 20 19 yuan every day by using China UnionPay Express;

6. You can also get a red envelope of up to 20 19 yuan by paying the credit card 0 handling fee;

7. Pay by China UnionPay Express, and the maximum consumption red envelope is 1500 yuan;

8. China UnionPay Express also participated in the sun-drying activities and won a maximum reward of 2,000 yuan;

9, transfer 0 handling fee, transfer 100 yuan or more, you can also get the highest 20 19 yuan red envelope;

10, 1 cent can take the bus, and the subway will be reduced at random (opening the city).

1 1. You can check all bank card balances and credit card bill details without any handling fee;

12, China unionpay express service makes your life more convenient, and you can pay all kinds of fees, such as water, electricity, gas, broadband and cable TV. ) and mobile phone recharge;

13, China unionpay express also has the function of electronic social security, which can be used for social security payment, balance inquiry, medical insurance settlement and code scanning for medical treatment;

14, using China unionpay to get medical treatment quickly, you can register online (no need to queue up), make an appointment with experts, consult quickly, set up an electronic health card (Shaohua 10 yuan), make an appointment for physical examination, and buy medicine in a smart pharmacy;

15, China unionpay express can also pay parking fees, car refueling, car refueling, car charging, high-speed ETC services;

16, China unionpay express can also issue invoices, pay taxes, pay party dues and pay union dues.

17, China unionpay express can also pay for studying abroad, and you don't need to exchange foreign currency for traveling abroad.

18, China unionpay express can also handle credit cards, finance and loans.

19, China unionpay express can also apply for a global visa, online, and easy to handle globally;

20. China UnionPay Express has its own mall.

2 1. The ID card takes the real-name registration system authentication as the data source, so there will be no fraud, and the transfer is error-free and safer.

The above is the use of China UnionPay Express!

China UnionPay Express has developed very fast in the past two years, with more and more users, reaching 200 million users this year. Personally, I use China UnionPay Express more. Let's briefly talk about its advantages!

1, various free measures: all kinds of transfers of China unionpay express are now free, including credit card repayment, which is much stronger than that of many third-party payment institutions. Although there are not many single charges, there are also many times. Now, with the third-party agencies gradually charging for credit card repayment, more and more users have turned to China UnionPay Express.

In addition, the transfer function of China UnionPay Express is also very easy to use! Recently, WeChat has added the function of transferring money by entering a friend's mobile phone number. In fact, China UnionPay Express has been realized. Enter the registered mobile phone number of the other party to complete the transfer.

2. Bank card management function: China UnionPay Express has a strong management function in this respect. I have many credit cards here. After binding, I no longer have to worry about missing the repayment date. I can know at a glance how much money is left on which card and when is the final repayment date.

At the same time, the transaction record of each card is also very clear, and each transaction can be listed, including some credit card rights (or basic information).

Through China UnionPay Express, I can basically complete the inquiry of related contents directly through China UnionPay Express, including repayment and transfer, without installing the bank's mobile APP.

3. China UnionPay Express burns a lot of money: At present, China UnionPay Express offers many discounts. Large supermarkets (including some online e-commerce platforms) often have various full-reduction activities, and because there are not many people using China UnionPay Express as a whole, many full-reduction activities do not need to be used casually, although there are quotas.

In order to improve the user's activity, in China UnionPay Express, in addition to activities with Shang Chao, there are also many discounts on travel. For example, in the past 65438+ 10 month, I took a 1 dime ride (twice a day), which saved me a lot of money! This simple and rude way is far more practical than all kinds of fancy activities conducted by Alipay.

4. Bank cooperation of China UnionPay Express: At present, China UnionPay Express cooperates with all domestic banks, and China UnionPay Express technology is used for scanning code payment and receipt code. Therefore, it is essentially the same to use mobile banking APP or China UnionPay Express APP for payment in Shang Chao. This cooperation between the two sides can make use of each other's resources, which is equivalent to expanding their respective market share.

Views of Lscssh technical officials:

At present, the layout of China UnionPay Express has been relatively perfect in terms of payment. In the past two years, in addition to traditional large supermarkets, small business owners have also opened QR codes to collect money for individual vendors, thus gaining more market support. It can be said that the industries penetrated by China UnionPay Express and the payment portals seized are basically the same as those of third-party payment institutions such as WeChat and Alipay. In the future, the entire payment market will basically be dominated by WeChat, Alipay and China UnionPay Express, while others will basically decline rather than become the mainstream.

There are three steps to use China UnionPay Express:

1. First, you need a mobile phone with near field payment (NFC) function and Android system;

2. Cardholders need to bind their bank cards in the bank's mobile APP to generate a China UnionPay Express Pass card, which is equivalent to the "dual card" of a physical bank card;

3. Finally, in front of POS machines with UnionPay "Flash Pay" logo at the checkout counter of supermarkets and shopping malls, after the cashier inputs the payment amount, the consumer only needs to light up the mobile phone, gently place it near the POS machine, beep and enter the password, thus completing the whole payment process.

"If the mobile phone is accidentally lost, China UnionPay Express Card can report the loss in the bank, and the losses incurred by the user during this period can be paid by insurance." At present, UnionPay supports China UnionPay to express more than 60% of POS terminals.

In fact, the application of NFC near field payment technology used by China UnionPay Express has been introduced by operators such as China Mobile and a few banks. This time, more than 20 commercial banks in China, such as UnionPay, ICBC, China Merchants Bank and Bank of Beijing, promoted "China UnionPay Express", which is the first time that this payment method has been implemented on a large scale in the banking system. According to the relevant person in charge of UnionPay, in addition to security guarantees such as dynamic keys and cloud verification, the real card number is not displayed when paying, which can effectively protect the cardholder's privacy and pay sensitive information.

Previously, because many merchants' POS systems did not support it, some consumers repeatedly hit a wall when using flash payment for early adopters. ICBC revealed yesterday that in 20 16, it will upgrade the flash payment function on POS machines of merchants involved in its acquiring business to promote more merchants to support this function.

The topic says that there are more and more people using China UnionPay Express. I don't quite agree!

To talk about the advantages of China UnionPay Express, it certainly has several advantages.

WeChat Alipay has always occupied half of mobile payment. As the subject said, it can be said that it monopolized the mobile payment industry, which of course made the bank unhappy. Therefore, China UnionPay Express was launched.