Is there a limit for online merchant bank transfer? Introduction of limit treatment method.

As we all know, there is no handling fee for withdrawing cash from the bank card through the online merchant bank and it arrives in real time, so many users avoid the withdrawal fee by transferring Alipay balance to the online merchant bank and then transferring it out. Do you know that there is a limit to online merchant bank transfer? Let's talk about the limit of online merchant bank transfer first, and introduce how to deal with the transfer limit. Please continue reading.

I. Online merchant bank quota

From July 20 12 18, the current balance of the online merchant bank will be transferred to the Alipay limit of RMB 10000 per day and RMB 200,000 per year; From July 20 13 18, the current balance limit of Alipay transferred to online merchant bank is 654.38+10,000 yuan per year.

After all, you can withdraw cash directly, but now if you want to transfer money to the online merchant bank through Alipay for free, the annual quota is only 6,543,800 yuan.

Second, the online merchant bank limit response method

Although Alipay has transferred to the online merchant bank limit, there is no limit for transferring to the online merchant bank through the remaining funds, so there is still a way to deal with the online merchant bank limit.

Users who have opened Yu 'ebao only need to transfer the balance of Alipay to Yu 'ebao, and then transfer it from Yu 'ebao to the online merchant bank for cash withdrawal. Although the one-day real-time transfer limit of Yu 'ebao is 654.38+00000000000 yuan, and it will cost more than 654.38+0000000000 yuan to arrive at the account the next day, for most people, the daily real-time transfer limit of 654.38+00000000000 yuan is enough.

Conclusion: The above is the introduction of online merchant bank limit. Although Alipay transfers money to the annual limit of 65,438+10,000, users who have opened Yu 'ebao can transfer money through Yu 'ebao, and users who don't have Yu 'ebao can also try to open it themselves.