Is it worth studying abroad? How to calculate?

In fact, it is not cost-effective for families with particularly good family economy (families above the middle class) to study abroad. Studying abroad can be said to be just a normal choice, and not studying abroad is the problem that needs to be entangled.

So the basic situation of families who can ask about the value of studying abroad is that although they may be able to afford it, they have to bear more pressure for it. Whether the old house is sold, whether the parents' pension savings are hollowed out, or even borrowing money, can be said to be very difficult for these families, and the question of whether it is worth it may have to be calculated many times in their minds.

For most tangled families, is it worth discussing from two directions?

The first is long-term interests.

The consideration here is based on the value of studying abroad vs studying at home. Learning professional knowledge must be the same goal. What is the difference?

First of all, in the long run, living and studying abroad will broaden your horizons and learn about culture, economy, politics and other aspects that China cannot personally experience. These may soon change your life direction, or you may just unconsciously edify and gradually change your pattern and vision.

The benefits brought by these changes can't be described in a few words, and the disadvantages brought to you can't be clearly stated for a while. It all depends on how much you attach to the spiritual level and vision in your own values.

Secondly, in the short term, some students who returned from studying abroad started their own businesses, some were inspired by foreign business models, and some turtles directly engaged in overseas students' education, application for studying abroad and other businesses, making use of market demand to start their own businesses.

However, there are also some foreign students who can't resist the bad temptations such as drugs and laughing gas, live in luxury, waste money and damage their health. These bad effects are certainly unexpected.

Second, short-term interests.

The main consideration here is the return on investment.

Although this calculation method is actually more mainstream, "How many years will it take to recover the cost of studying abroad" is almost a necessary question for all international students. This calculation consideration can be said to be a necessary consideration, but it should not be all you consider. It does not mean that the low return on investment proves that studying abroad is not worth it.

We can give an example. My mother is a cleaner, and the whole family saved money to send her daughter to study in Australia (I took the IELTS test seven times and got a double master's degree for more than three years).

First of all, studying abroad can enable her daughter to find a better job after returning to China than when she graduated from the original undergraduate course. Higher wages, better treatment and better development prospects.

Secondly, studying abroad gives her daughter the opportunity to immigrate to Australia. With a dual master's degree background, it is more competitive to find relevant jobs in Australia. Social welfare in Australia is better than that in China. In the future, my daughter will live with her parents several times.

At the same time, studying abroad made her daughter realize her dream.

Moreover, the cost of studying abroad is a family debt and needs to be repaid later. Obviously, if you borrow money to make other investments, your mother who has been a cleaner for more than 20 years may not have this opportunity. Studying abroad is both an opportunity and a challenge for their whole family. My daughter's diligence and persistence is to seize the opportunity and realize the insurance of a well-off family with the opportunity.

For middle-class families, this return on investment may be another algorithm.

Third, no matter how bad, how to calculate the loss of studying abroad?

Some people may have high expectations for studying abroad, but after returning to China, because of the high requirements for work or other ways have been arranged in China, studying abroad has not brought you short-term benefits of "increasing your starting salary", but at least there are invisible benefits such as "resume of studying abroad", "academic training" and "overseas vision", which can be taken seriously in the recruitment of many enterprises.

If you don't choose the way out at home, then you have advantages and value in proper enterprise recruitment.

There is an interesting case. Six years ago, my family sold an old house and cashed in 6,543.8+0,000 yuan for my daughter to study abroad, and set aside 300,000 yuan to buy a new house and paid a down payment. Two years later, she bought another house worth 3 million yuan and paid the down payment. Six years later, after her daughter graduated, the value of the two houses rose to 4 million and 4.5 million respectively, and her daughter returned to China with her parents.

From the figures, it seems that buying a house is more profitable, but investing in education has become very tasteless, but in fact?

First of all, from the perspective of investment risk, real estate is one of many investment targets. If you don't have professional investment knowledge and investment vision, and you just buy a house because you need it, then this investment income can be said to be an unexpected gain.

It doesn't matter whether the house price is rising or falling, whether it is earning or losing. The real purpose of buying a house is to solve the just-needed problem, so this decision does not have the conditions for comparative analysis of investment returns from the beginning.

On the contrary, when you studied economics and real estate abroad, you have been observing the trends of related industries. After returning home, you found the law of real estate investment and made further professional investment. Isn't this a more profitable way?

Studying abroad is a reliable investment in education. This income is lifelong, not realized in a year or two. In Jiang Sida's words, "You can be Fan Bingbing in one year, but you can't be Arlene Yin Hui in one year". The value of people is infinite, and the absolute positive return of investors is far more important than solving just-needed problems. The risk only lies in the size of the return and the time of harvest.

Because you can't imagine that Ma Yun went to America and made an Alibaba and Taobao. I may not be able to make such great achievements when I go there, but even if it is not a big company, isn't it all about giving full play to the potential that I can't do without studying abroad? The possibilities are infinite.

Studying abroad-exploring the infinite possibilities of the future

How many people in this world really put their energy into full play? If there is such an opportunity, such energy and such ability, why not give it a try?

Of course, I am not advocating that studying abroad is better than studying at home. It just means that from the perspective of ability, conditions and demand, if you can't find a better possibility in China, after all, it is more difficult to study in a good school if you don't get good grades in the national college entrance examination, or you have doubts about the domestic education system, have natural rejection of domestic universities, and are full of yearning and longing for studying abroad, which will become an important reason for you to choose to study abroad, rather than just calculating the short-term income cost.

Since there are plans and conditions, why care so much? The future depends on yourself. What kind of world can study abroad create? You or your family are looking forward to the beautiful unknown.

Of course, once the cost of studying abroad rises to a certain extent, affecting the quality of life of you and your family, even the support of your parents, then the corresponding pressure brought by studying abroad will inevitably be borne by you. Improve your family, honor your parents and achieve yourself. Multiple pressures may give you endless motivation to achieve extraordinary things, but once you are slightly frustrated, it may also become a straw to crush you.

There are so many things in the world that there is no fixed number. Since you can determine your own wishes and make sure that you want to work hard in a good direction in the future, why bother to carefully calculate the exact income of studying abroad? Only you know that your study abroad is different from others'. You are worthy of your study abroad experience. You have not neglected your studies, wasted your time, and closed yourself up.

I believe that most people who choose to study abroad will not care that their starting salary is several thousand yuan higher than that of domestic graduates, but believe in their own ability and that their future is in their own hands.

Just like the murder of Jiangge in Japan, Jiangge's mother was asked in an interview with the media, "You regret sending Jiangge to study abroad, so this happened?"

Jiangge's mother's answer is "It is Jiangge's wish to study in Japan. She worked very hard in Japan this year and gained a sense of accomplishment in life. I believe that she will not regret this experience. "

Yes, shouldn't people move towards better goals according to their own wishes?

This article is original. If you need to reprint, please contact your assistant.

The picture comes from the internet. If there is infringement, delete it?