What should I pay attention to when buying insurance?

Pay attention to the choice of legitimate enterprises, autograph is very important, pay attention to the charging credentials. You have the right to surrender within a certain period of time. Please pay attention to the possible economic losses caused by surrender or reduction of insurance.

1. When the salesman comes to the door, he has the right to ask the salesman to show the valid work certificate of the insurance company.

2. Have the right to ask the salesman to truthfully explain the relevant contents of insurance according to the insurance clauses. When you decide to take out insurance, please read the insurance clauses carefully to ensure your own rights and interests.

3. When filling out the insurance policy, be sure to fill in the relevant contents truthfully and sign it yourself; The signature column of the insured shall be signed by the insured himself, except for children's insurance.

4. When making payment, the salesman must issue a temporary receipt of insurance premium on the spot, and sign the name and salesman code on this receipt; You can also ask the salesman to take it to the insurance company to pay.

If you haven't received the formal insurance policy after one month of insurance, please check with the insurance company.

Upon receipt of the insurance policy, it shall be examined on the spot, and if there are any mistakes or omissions, it shall have the right to request the insurance company to correct them in time.

6. Have the right to request to cancel the contract within a certain period after insurance, depending on the regulations of each company.

7. If your mailing address changes, please inform the insurance company in time to ensure continuous service.

8. Please pay attention to the possible economic losses caused by surrender or insurance reduction.

9. After the insurance accident, please refer to the relevant provisions of the insurance clauses and get in touch with the insurance company or salesman in time.

10. If you have any questions or opinions during the insurance process, you can consult the relevant departments of the insurance company and report or complain to the insurance industry association.

? Extended data:

Fill in the insurance policy and tell the truth.

Telling the truth is not only a requirement for insurance companies, but also for policyholders, insured and even beneficiaries. According to Article 16 of the Insurance Law, there are three main consequences for failing to fulfill the obligation of informing:

1. If the insured fails to fulfill the obligation of truthful disclosure stipulated in the preceding paragraph intentionally or due to gross negligence, which is enough to affect the insurer's decision on whether to agree to underwrite or increase the insurance premium rate, the insurer has the right to terminate the contract;

2. If the applicant intentionally fails to perform the obligation of truthful disclosure, the insurer shall not be liable for compensation or payment of insurance premium for the insurance accident that occurred before the termination of the contract, and shall not refund the insurance premium;

3. If the insured fails to fulfill the obligation of telling the truth due to gross negligence, which has a serious impact on the occurrence of the insured accident, the insurer shall not be liable for compensation or payment of insurance benefits for the insured accident that occurred before the termination of the contract, but shall refund the insurance premium.

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