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How about 360 IOUs?

360 IOUs are lending products launched by 360 Finance for individuals or micro-enterprises. Relatively speaking, its amount is relatively large, and the lending speed is relatively fast. It is a financial platform that is very suitable for everyone to borrow money. When borrowing money, people are most worried that the procedures for borrowing money are complicated and demanding, but the procedures on the 360 debit note are relatively simple, which reduces a lot of trouble for borrowers.

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High quota, low threshold and low interest rate

It is really a reliable lending platform. 360 IOUs rely on Qihoo 360' s data, traffic and technical advantages, and belong to the consumer finance lending platform. The authenticity and strength of this financial lending platform can be seen from its background strength. In fact, in the Internet platform loans, everyone is most worried about security. If there is a big group or a big company as the background, then the authenticity is relatively high. In the lending platform, we must choose this similar lending platform.

Is 360 IOUs safe?

360 IOU is a personal and micro-credit platform under 360 Finance, which was launched in September 2065438+2006. It evaluates customers' credit based on 360 big data, and provides instant consumer loans on this basis.

Relying on the advanced Internet security technology and big data technology of 360 Group, 360 IOUs are committed to improving the domestic personal credit system, improving the efficiency of financial services, reducing costs, and providing safe, stable and convenient financial services for all social groups with financing needs based on massive user credit data and behavior data.

360 IOUs are based on 360 Credit, an independent third-party credit evaluation management institution under 360, and objectively present personal credit status through technologies such as cloud computing, machine learning and 360 big data. According to the comprehensive consideration of credit risk, payment habit and consumption situation, users are granted different consumption quotas.

The application amount of 360 IOUs is granted according to the behavior of consumption and repayment accumulated by users on the platform. The behavior of users on the platform is dynamic, and the corresponding quantity is also dynamic. When the user behaves well within a period of time and meets the withdrawal policy, the corresponding amount may increase.

Is 360 IOU the interest of 0003?

The current interest rate of 360 IOUs is still three thousandths. I have made many loans on this platform before. If I repay the loan on time, the interest will remain unchanged. However, if it is overdue, the interest may be overdue, so the interest will be different. This needs everyone's attention when lending. Paying back money on time not only has high credibility, but also pays back less, so paying back money on time is of great benefit to you.

Yes, it's always three thousandths. If your interest rate is higher than this, then you can see if there is any overdue situation. If it is overdue, it will have a great impact on yourself. Many people around me have such a loan interest rate here, and there is nothing higher than this. Of course, many people will be overdue in borrowing money. If it is overdue, the interest will be much higher. You must pay attention to this. I hope these introductions are helpful to you.