I am a small financial housekeeper. I am writing about my first financial experience.

During the Spring Festival, I visited my relatives with my parents and my brother. Of course, I will also receive some money during the Chinese New Year, but every year, this money is kept by my mother. This year, I really wanted to keep the money for myself, so I put forward my ideas to my mother. Mom smiled and said, "Of course." I am very happy, thinking: How should I spend this profit to make sense?

I asked my mother how to spend the money in the morning. Mom smiled and said, "Since you choose to keep the money, you have to think about how to spend it yourself, you know?" After listening to my mother, I began to think slowly. I thought about it for a long time and finally came up with three parts: the profit is divided into three parts, one part is used to buy supplies needed for study and extracurricular books I like to read, the other part is deposited in the bank, which can be used as my future' education fund' and the other part is used to help people in need.

While thinking about how to spend money, I understand that we should cultivate the excellent quality of "diligence and thrift, dedication to love" from an early age.