What are the advantages and disadvantages of buying an apartment?

1, unlimited purchases and loans. At present, ordinary houses in many cities have implemented the purchase restriction policy, but ordinary apartments are not limited to purchase and loans. As long as they have money, they can buy several sets.

2. The total price is low. Usually, the apartment area is relatively small, mostly around 30 square meters to 50 square meters, so the total price of buying a house will be lower and the purchase threshold will be lower.

3. Various uses. Apartments are commercial in nature, which can be used for both living and office registration, and their uses are diversified.

4. The supporting facilities are more perfect. Apartments are generally located in relatively prosperous areas, and there will be some large shopping malls or commercial complexes around them. The facilities are mature, the transportation is convenient, and life and travel are very convenient.

Disadvantages of buying an apartment:

1, low property rights. The apartment has low property rights. Because apartments are commercial land, property rights are generally forty or fifty years.

2. The cost of living is higher. Apartments are commercial land, so electricity, water and property fees in daily life will be paid according to commercial standards, and the cost of living will be higher.

3. High down payment. Apartment can't use provident fund loan, 50% down payment.