How to borrow automobile mortgage?

First, how to borrow automobile mortgage?

The steps of automobile mortgage are as follows: 1. Apply for loans from lending institutions and submit corresponding materials; 2. The lending institution conducts home visits to investigate and evaluate the vehicle value and the repayment ability of the applicant; 3. The lending institution initially calculates the loan amount; 4. Handling the entrusted notarization of the mortgage cancellation right; 5. Lending institutions temporarily withhold the applicant's driver's license, insurance policy and other documents; 6. The borrower goes to dmv for mortgage registration; 7. loans.

Second, how to use automobile mortgage?

I. Bank personal loan process 1. Preparation of related procedures: The procedures to be submitted for general loans mainly include: loan application, customer ID card, household registration book, income certificate, marital status certificate and other materials (for customers with spouses, spouse ID card and household registration book are also required). If it is a customer with a mortgage loan, it is necessary to issue a property certificate of the collateral; If you are a customer with unsecured loans, you need to provide a good credit record. 2. Apply to the bank: After preparing the relevant materials, the customer can submit the relevant materials to the bank or the law firm entrusted by the bank. After paying various fees, the customer needs to sign a loan contract with the bank as a legal document binding both parties. 3. Approval before bank lending: If it is a house purchase loan, the law firm entrusted by the bank will first conduct a preliminary examination of the customer's application, and if it is qualified, the bank will conduct the final loan approval; If the audit fails, the bank will return the relevant information of the customer and explain the situation to the customer. 4. Go through other legal procedures: In addition to the contract, the customer also needs to go through some legal procedures. If it is the customer bank loan interest rate network of mortgage loan, the customer also needs to go to the relevant department to register the mortgage for future inquiry. 5. Bank Lending: After the customer's relevant procedures are completed, the bank will approve the loan or report it to the superior for approval according to the borrower's evaluation. Then, the staff will inform the customer of the loan amount, loan term, loan interest rate and other related details, and issue a loan instruction to transfer the loan project to the customer's account. II. Materials required for individuals to borrow from banks 1. The borrower's valid identity card and household registration book; 2. Proof of marital status, unmarried persons need to provide proof of unmarried, and divorced persons need to issue a civil mediation or divorce certificate (indicating that they have not remarried after divorce); 3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate; 4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year); 5. Real estate title certificate; 6. Guarantor (ID card, household registration book, marriage certificate, etc. Is required)

3. What should I do if the interest on my car mortgage loan in CreditEase Company is getting higher and higher?

What if the interest is too high to pay? Now it is found that CreditEase Loan Company is illegal, but it is actually usury, and the interest is too high to pay back. What if the interest rate is too high or there is a rolling behavior? I suggest trying to solve it by calling the police.