Who is responsible for the accident? Tell me about it.

1, compulsory insurance: traffic compulsory insurance, no vehicle inspection without payment. The premium is 680- 1200 yuan, the insured amount is lost to 2 yuan, and the car damage is 2000 yuan.

2. Third-party liability insurance: the insured amount is 20w- 150w, and the property and personal injury and death losses other than self-owned vehicles, drivers and passengers are excluded.

3. Car damage insurance: As the name implies, the amount of compensation for the damage and loss of your own vehicle is determined by the vehicle parts and the whole vehicle.

4. No deductible: exempt from the division of responsibilities and pay in full. For example, in the event of a traffic accident, the other party is responsible for 30% and the other party is responsible for 70%. If there is no deductible, the insurance company only compensates 70% of the total loss, and the rest is borne by itself.

introduce

Motor vehicle insurance is a kind of insurance with automobiles, trams, battery cars, motorcycles, tractors and other motor vehicles as the subject matter of insurance. Motor vehicle insurance can be divided into compulsory insurance and commercial insurance, and commercial insurance can be divided into basic insurance (also known as main insurance) and additional insurance. ?

Motor vehicle insurance came into being at the end of 19. The earliest motor vehicle insurance policy issued in the world is the automobile third party liability insurance policy issued by the British "Legal Accident Insurance Company" in 15, and the insurance premium ranges from 10 to 100. And car fire insurance can be insured at a higher premium.