How many days does it take to transfer a second-hand house and get the certificate? Investigation of second-hand property rights

Because the current housing prices are relatively expensive, everyone will focus on second-hand houses. However, when buying a house, be sure to pay attention to small traps. Some people also want to know how long it will take to transfer a second-hand house. After getting the real estate certificate, let's take you today to find out how many days it takes to get the certificate for the transfer of a second-hand house? At the same time, let’s also talk about second-hand property title investigation? Let’s take a look. Hope it can help everyone.

How many days does it take to transfer a second-hand house and get the certificate

1. Buy the house with full payment, no loan

After the two parties reached an agreement, the landlord accepted the deposit for purchasing the second-hand house. The deposit for the home begins to be calculated; then both parties agree on a time for signing the contract; under normal circumstances, within three working days after the contract is signed, the next home owner who purchases a second-hand house will pay the down payment to the landlord and agree on the time when the property will enter the transaction center. Time; on the day you enter the trading center, the next person who buys a second-hand house must pay the original landlord all the money except the balance payment; after 20 working days, receive a new real estate certificate; use the new real estate certificate to handle the property handover procedures, water, electricity, and coal Wait for the transfer; finally, when the house is handed over, the next person who buys the second-hand house will pay the balance to the original landlord. (Normally it is 10,000, or 1% of the house price)

2. Buy the house in full, and the landlord has a loan

The two parties reached an agreement, and the landlord accepted the money from the second-hand house purchaser. The deposit begins to be calculated; both parties agree on a time for signing the contract; under normal circumstances, within three working days after the contract is signed, the buyer of the second-hand house will pay the down payment to the intermediary company for supervision; the landlord, the buyer and the intermediary company* ** Witness the repayment of the landlord's unpaid bank loan; 7 working days later, the bank loan review is completed, and both parties agree on a time when the property enters the trading center; on the day of entering the trading center, the next buyer of the second-hand house pays the original landlord All house payments except the final payment.

After 20 working days, you can receive a new real estate certificate; use the new real estate certificate to handle property handover procedures, transfer of water, electricity, coal, etc.; finally, when handing over the house, the next buyer of the second-hand house will pay the balance to Original landlord. (Normally it is 10,000, or 1% of the house price)

3. Buying a house with a loan

First, review the loan amount and credit of the next home; after the review is correct, the two parties will reach a sale protocol. The calculation starts when the landlord receives the deposit from the next home: both parties agree on a time for signing the contract; under normal circumstances, within three working days after the contract is signed, the down payment will be paid to the landlord for the second-hand house; Sign a loan agreement with a loan company or bank; after 7 working days of loan review, both parties agree on a time for the property to enter the trading center; 20 working days after entering the trading center, you can receive a new real estate certificate;

The bank will lend money to the original landlord based on the new real estate certificate; use the new real estate certificate to handle property handover procedures, transfer of water, electricity, coal, etc.; finally, when the house is handed over, the next owner of the second-hand house will hand over the balance to the original landlord. (Normally it is 10,000, or 1% of the house price)

4. Both the upper and lower homes have loans

First, review the loan limit, credit rating, etc. of the lower home; the review is correct. Afterwards, the two parties reach a purchase and sale agreement; the landlord accepts the deposit for purchasing the second-hand house and the calculation begins; the two parties agree on a time for signing the contract; under normal circumstances, within three working days after the contract is signed, the next buyer pays the down payment to the agency company Supervision is carried out; the three parties of the landlord, the buyer and the intermediary company jointly witness the repayment of the landlord's unpaid bank loan; after 7 working days, after the bank loan review is completed, the buyer who purchased the second-hand house signs a contract with the loan company or bank Loan agreement; after 7 working days of loan review, both parties agree on a time for the property to enter the trading center; 20 working days after entering the trading center, you can receive a new real estate certificate.

Second-hand property rights investigation

First of all, the property owner is required to provide legal documents and information. It mainly includes ID cards, housing rights certificates, land use rights certificates and other information. If *** owns a house, it is also necessary to provide a written opinion from *** who agrees to sell the house; if it is a rental house, the tenant is also required to issue a written statement waiving the right of first refusal; for a house with a mortgage, it is also required Provide written consent from the mortgagee to the transfer of the real estate.

Secondly, check the status of the second-hand property rights with the relevant real estate department (usually the housing authority). Home buyers need to ask the property owner to investigate to see if the house is prohibited from trading, has been included in the scope of demolition, or has been sealed up by the court in accordance with the law.

If it is discovered during the investigation that the ownership of the house has changed, the home buyer can take measures as soon as possible to avoid further waste of money and time.