Difference between green and red copies of real estate license Advantages and disadvantages of writing husband and wife's names in real estate license

As we all know, if you buy a house now, you have to apply for a real estate license in the end. Only when you get the real estate license can the stone in your heart really land, but now there are red books and green books in the real estate license, and many friends don't know the specific differences between the two real estate licenses. So what's the difference between the green book and the red book? What are the advantages and disadvantages of writing husband and wife's names on the real estate license?

Difference between green and red copies of real estate license

The red book is the proof of the unity of real estate ownership and land ownership, which is what we often call the real estate license of commercial housing. Holders can distribute the funds obtained from the free transaction of real estate on their own, or mortgage them to bank loans, and these rights are protected by state laws. The Green Paper is a certificate of real estate rights, mainly aimed at policy housing such as affordable housing and welfare housing. The Green Paper has certain restrictions. If required by the state, securities transfer or mortgage loans shall not be bought or sold within 5 years.

Advantages and disadvantages of writing husband and wife's name in real estate license

1, from a legal point of view

When a husband and wife buy a house, it is the same whether the head of the household writes two people's names or one person's name. According to the current marriage law, the property after marriage belongs to the joint property of husband and wife, so no matter who writes it, the name is the same. That is to say, if the house is divorced, there will be half of each person. Even if there is only one person's name on the real estate license, it will not hinder the rights and interests of the person who is not written on the real estate license.

2. In terms of personal safety.

Most people don't understand the provisions of the marriage law thoroughly enough, so they are always uneasy and anxious about not writing their own names. Now the house is still the most important economic investment for ordinary people, and the house price has soared. Once there is a marriage crisis, the house will often become the focus of debate between husband and wife. For the marriage parties who don't have their own names on the real estate license, they will be very uneasy.

3, from the efficiency of the usual work.

If there are two names on the real estate license, sometimes it involves loans and procedures, and two Xu Yao people will handle it at the same time. But the real estate license is a person's name, and all the procedures you need to go through are one person's. Increased the convenience of doing things. As for whether the names of two people or one person are written on the real estate license, it still depends on both parties to the marriage. But be careful not to hurt the feelings of husband and wife.