What is the highest annual interest rate for depositing 200,000 yuan in ICBC?

It depends on how many years you have saved it. If you deposit 200,000 yuan for a fixed period of five years, the annual interest rate can reach 5.6%, which means that your annual interest rate is almost 1 1200, which is a relatively high interest rate. 200,000 yuan, saved for three years, the interest rate is not the same as saving for five years. Generally, if you deposit for three years and the interest rate is 3.795%, then the annual interest rate is 7590. This is the case with interest rates. Let's talk about it later. If you have 200,000 yuan on hand, what do you want to do? Or if you have 0.2 million/200 thousand, will you save it or use it to do business to make more money?

What's 20 million for?

Let's start with the story of my friend who started with 200,000 yuan. At that time, e-commerce was not so easy, the competition was fierce, and various models and many platforms had a great impact. Therefore, even if he wants to invest in this area, he may not be able to make a return or lose money. He had this plan of doing 200,000 e-commerce, but after some investigation, he chose to give up. He took this wallet to a warehouse, which was full of ceramic products, and then he sold the goods live on various platforms. In the end, he earned many times with this 200 thousand. I have to say that sometimes there is courage, and 200,000 can be turned into 2 million. If you don't have the courage, then 200 thousand may have to pay interest.

For the elderly, 200,000 yuan is suitable for deposit in the bank.

A relative in my family is from the countryside, and then he moved here and gave a sum of money. After the money arrives, the old man chooses to deposit it in the bank in several batches, basically for three to five years, and then earns interest every year. In fact, there are many such situations, because for the elderly, there is no need to start a business, there is a pension, and there is no need to worry about eating and drinking every day. Plus their children will take care of the elderly, so their money is basically in the bank. It is often heard that the elderly save money for the elderly, so putting money in the bank will make the elderly feel more at ease.

It's hard to start a business, and it's possible that 200 thousand will be gone

A colleague resigned and wanted to start a small business. At that time, he invested about/kloc-0.5 million to open a shop, but the business was not ideal. After a year's work, the shop can't go on. This 200 thousand also lost money, and then owed a lot of debt. Sometimes it's really hard to do business. Not everyone can succeed in business, so if you have 0.2 million/200 thousand, then you should seriously consider what you want to do with the money. If this 200 thousand is lost, can you accept it? Life is full of ups and downs for young people. Solve problems and overcome difficulties. Although it is said that money can be earned back when it is gone, it is very difficult to really earn it back.