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How to treat the sentence "money is not saved but earned"?

Capable people earn money, and ordinary people can be saved.

When you have some assets, you spend them all and have to borrow money to make a living, you will feel that it is very important to have money, but it is impossible to have a certain amount of wealth in a short time.

At this time, you need to save money, don't buy things you don't need, buy things you really need as little as possible, get what you want for a penny, and save money. This is also a realm and a virtue. Only those who can save money will spend more.

Some people don't earn much, but they save some money every month and eventually have a lot of savings. Some people have a high income, but they have no savings every month.

If someone tells you that "money is earned, not saved", then he probably has no savings, and may even be heavily in debt and owe a lot of money.