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What does the reconciliation date of the credit card mean?
Credit card billing date refers to the day when the bank counts the details of users' credit card consumption every month and gives you the bill. Banks set different bookkeeping dates, such as by birthday, by system and by fixed date. Some banks can provide semi-annual bill date modification service. \x0d\ x0d \ Take CCB's credit card as an example to explain the billing date and repayment date. \ x0d \ The repayment date of CCB credit card is the 20th day after the billing date. If you are a CCB card and the billing date is the 27th of each month (fixed), then the repayment date is the 20th day after the billing date, that is, around 17 of each month, that is, \ x0d \ \ \ x0d \ from 28th of the month to 27th of May. \x0d\\x0d\ Therefore, the shortest interest-free period for credit card spending on the day of bill is only 20 days (credit card spending on April 27th, repayment on May 17), and the longest interest-free period for credit card spending after bill is 50 days (credit card spending on April 28th, repayment on June 16). Be sure to know the billing date and repayment date of your credit card so as not to miss it. \x0d\x0d\ Banks with interest-free period 18-48 days: Merchants \ x0d \ Banks with interest-free period of 20-50 days: Guangfa, CITIC, Ping An, Construction, China, China Everbright, Xingye, Minsheng, Shenfa and Pudong Development. \x0d\ Banks with an interest-free period of 25-56 days: Huaxia, industry and commerce, transportation and agriculture.
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