Why do some drivers prefer to be stuck in traffic instead of using ETC?

Why do some drivers prefer to be stuck in traffic jams rather than use ETC?

I applied for ETC in October, and it has only been a little over a month now. I took the expressway twice and it felt quite convenient. Don’t wait in line, just go straight there!

Why should I apply for ETC? There are several reasons!

First, I read the news every day that 90% ETC coverage will be achieved by 2020!

Secondly, the equipment is now free of charge and tolls are discounted!

Third, the bank staff worked hard to come to the door to handle the matter, and I felt embarrassed if I didn’t handle it!

To be honest, I was quite nervous when I took the expressway for the first time. I heard that some ETCs were not working, and I was afraid that mine would not be recognized when I got there. That would be embarrassing, and everything went well.

There was an incident during this period. Because the bound bank card was rarely used, I didn’t know that there was no money in it. As a result, the first debit was not successful. They said that if you didn’t pay on time, you might be charged. Being on the blacklist made me quite nervous. But there was no bank nearby, so I drove more than 20 kilometers to the bank to apply for it. When I got there, they said it didn't matter, as long as I deposited the money into the card immediately, it would be deducted automatically!

As for why some people are unwilling to apply for ETC, I think it is because they rarely use expressways, so there is no need to apply for ETC! There is also the fact that ETC has been stolen and swiped frequently in the news, which makes people worry about ETC!

From a personal point of view, I think it is very convenient to apply for it!

Since the second half of 2019, major banks have been actively promoting ETC services, so many car owners currently have ETC installed. As of the end of October 2019, the coverage rate of ETC was at least over 70%.

However, amidst the ETC application boom, some car owners are still unmoved. They are not in a hurry to apply for ETC. I think the main reasons why they do not apply for ETC are as follows: First, the current ETC channels may not be more efficient than manual channels

In the past six months, many car owners have applied for etc services, and the coverage of etc has also increased rapidly. However, the corresponding etc channels of highways have not followed up. Currently, ETC The coverage rate has exceeded 70%, but the number of ETC and manual channels at the entrances and exits of many expressways is similar, and there are even more manual channels than ETC channels. This leads to the embarrassment that the traffic efficiency of ETC channels is lower than that of manual channels. After seeing this scene, many car owners are not in a hurry to apply for ETC. Anyway, ETC is as efficient as the manual channel, or even lower than the manual channel. So why should they apply for ETC?

Second, delay

Although it is free to apply for etc., and it does not take too long, many car owners are not willing to spend half a day to do it. Deal with this matter one day at a time. For example, I have a friend who originally said he wanted to apply for ETC in July 2019, but he was still trying to avoid it in October 2019. Now it is already November 2019 and I haven’t seen him apply for it. I believe similar friends are all over the country. More of them. Third, worry about safety

Although the etc system is relatively safe now and no unexpected situations will occur under normal circumstances, judging from the actual reactions of car owners, we often see some car owners reporting that etc The problem of being stolen or mistakenly swiped.

For example, when some car owners cross the exit of a highway, they may be deducted repeatedly or excessively. In addition, there are often rumors on the Internet that some people use POS machines to swipe directly on the car window, and then swipe away the money on the etc card. These are one of the problems that many car owners worry about.

Fourth, worry about capital efficiency

ETC is not an independent device, but must be bound to a bank card. You can bind a debit card or a credit card , and different card types are processed in different ways.

If the car owner chooses to bind a debit card, it must be recharged in the debit card before it can be used. Once recharged in the etc card, if the card is not used frequently, the funds will be lost. The efficiency will be very low. It is better to put the money in Yu'e Bao and still get some benefits.

If the car owner chooses a credit card, the credit card may incur some additional fees. Now most bank credit cards require that the credit card must be swiped 5 times or more than 10 times in the year, or the credit card amount must reach a certain limit. Only in this way can the annual fee be waived, otherwise there will be free services ranging from 50 yuan to several hundred yuan. And many car owners don't go to the highway a few times a year. If their consumption fails to meet the bank's requirements after applying for a credit card, wouldn't they be paying annual fees to the bank in vain?

In short, there are still some car owners who are unwilling to apply for etc. Everyone has their own reasons and reasons, but in the future, as the etc coverage rate will become higher and higher, the number of highways will increase. There will be more and more etc channels, and the corresponding manual channels will be fewer and fewer. It will be relatively inconvenient without ETC.

Moreover, all major banks now offer free equipment when applying for ETC, and also offer discounts of between 10% and 95% on toll fees, so the ETC you apply for now is actually more favorable, so I suggest that you still Apply for an ETC as soon as possible.

Let’s talk about your feelings:

I installed ETC in 2012. There were relatively few installations at that time. Installing ETC was not free. At that time, the installation fee in Kunshan, Jiangsu Province was covered. 270 yuan.

After using it for so many years, I basically use ETC to recharge more than 50,000 yuan every time I enter and exit the expressway. My feeling about passing it can be summed up in two words: convenient! Although more and more people are using ETC now, it is still not a little faster than the manual channel. As for the discount, it is purely a gimmick. 50 yuan is one or two cents cheaper, which is just to deceive children. During this period, I accidentally used other people's ETC, and others also used my own ETC, but basically everything was resolved satisfactorily.

The biggest problem in the past few years was the recharge problem. Every time I ran out of money, I had to go to an outlet to recharge, and there were so many people at the outlet! It is common to wait for an hour. I feel that the time saved at the ETC toll station is basically used here, and sometimes it is not enough. Later, I spent 50 yuan to buy a small device that can be recharged by myself. In the future, I can also recharge at home, so the trouble of recharging is solved.

Generally speaking, ETC is worthy of promotion. As for the charging issue, I hope it will become more and more perfect.

But there is another unpleasant thing, that is, my ETC device ran out of power after 7 years of use! The solar energy didn't work either, so I went to the ETC Service Center in Nantong North, Jiangsu Province to have it replaced. There were so many people there, and it wasn't even a holiday. I waited for nearly 3 hours to get it done. However, because I exchanged the card together, I had to wait a month before I could transfer it. When I went a month later, I had to wait for more than 2 hours. There are four windows in an office lobby. Two are lent to the bank for bank cards and the other two are used by myself. There were dozens of people waiting outside, and it took at least 20 minutes to get one. I was really speechless.

ETC swallows money! MD. Entering the Guangshan Toll Station in Guangzhou and exiting the Sanyuanli Toll Station, the AutoNavi map showed that the expressway toll was 5 yuan, but it cost me more than 40 yuan. The complaint has been filed, and it has been more than a month since then, and evidence is still being collected and verified. I have a driving recorder, which records clearly. If mine is not good, I want theirs...

I am one of the people you mentioned.

etc. may be really convenient, but I don’t dare to use them. Because there are too many tricks that have been fooled. I'm already wary of this.

I only take the expressway once or twice a year, and no matter how long I queue, it will not be any worse than the traffic jams on my way to and from get off work in the city every day.

To be honest, etc is not the best! Not people-oriented! Now that mobile phones are so smart, just develop an app! Why do you have to use etc!

I drive a car owned by my employer and don’t go on the expressway a few times a year. All transactions are in cash. If you don’t have money, you won’t take detours or take the expressway. Unless there is "one road in Huashan since ancient times", just like I can only take highways and waterways from Ningbo to Zhoushan, I will prepare cash in advance. Why not apply for ETC? Because the ETC routines for credit cards and debit cards will make you giggle with satisfaction.

It's not that I don't adapt to the current technological trend, but I'm afraid of the side effects of high technology. I am a farmer, and I always believe in having money to eat, and not having money to starve, and I will never compete with others to create illusions of prosperity. I think in the near future, when people are deceived and ruthlessly exchange things for things, society will truly progress! Alas! ! ! After talking for a long time, you listeners may still be confused, asking why I feel so emotional? Because my hometown is an unpopular 18th-level city, where credit cards, cash loans, and unsecured credit loans are everywhere. As a result, countless people line up at the pedestrian gate to check and print credit reports every day, and it is overcrowded. Haha, if you don’t work and do business to make money, any kind of kakaka will make people die without a burial place.

Although ETC is good, not everyone has to pretend! Many car owners don’t use the expressway for a year, so what’s the point of applying for ETC!

I just took a casual photo. In the parking lot downstairs of our company, there are 10 cars in a row. Only 3 have ETC installed, accounting for only 30%. Perhaps this number is somewhat accidental, but it also shows to a certain extent that the current popularity rate of ETC is not very high! So why do some car owners still do not apply for ETC? Personally, I think it is mainly due to the following reasons:

First, if it is not used several times a year, there is no need to apply for it.

Although ETC, Getting on and off the expressway can achieve fast travel and save a lot of time. There are also many preferential activities for banks to apply for ETC. However, for many car owners, the cost-effectiveness of applying for ETC is not high!

Many people buy a car just for the convenience of commuting to and from get off work, and it is just a means of transportation. Working on the first line at 2 o'clock all year round, staying at home on weekends, the scope of activities is basically limited to wandering around the city! Car owners like this type may not be able to take the expressway even once 365 days a year, so why should they apply for ETC?

Second, banks bundle ETC with bank cards, which worries about the security of funds.

Previously, ETC cards and bank credit cards were two-in-one. "Password-free payment" function, and the ETC card is placed on the OBU equipment all year round. As a result, there is a risk of being swiped or mistakenly swiped.

Previously, some netizens conducted a test where they could wipe away ETC funds by placing a POS machine through the car glass. There may be a risk of funds being stolen!

In addition, if it is bundled with ETC, if it is a savings card, it must be recharged in advance, otherwise it will be difficult to use ETC; if it is a credit card, if it is not used frequently, annual fees will be incurred, which will affect personal credit. This is also one of the reasons why many people are reluctant to take the initiative to apply for ETC!

Third, ETC channel does not necessarily mean high efficiency

Just imagine, when more than 90% of domestic car owners have applied for ETC, doesn’t it mean that most car owners will go ETC channel, relatively speaking, there are fewer vehicles in the manual channel, and the traffic efficiency may be higher! If ETC cannot improve traffic efficiency, then why bother applying for it!

In short, ETC will be a development trend. Currently, you can also participate in various bank preferential activities, so it is better to apply as soon as possible! Anyway, it will be used sooner or later, and now many banks also support bundling old credit cards (or debit cards), which is quite user-friendly!

Let me talk about my experience, just for reference. My car is equipped with ETC, but whenever I go on a business trip, I will definitely pull out the card and do it manually. The reason is that it is easier to reimburse. The company's reimbursement by invoice is very smooth, but if ETC is used, printing electronic invoices is more troublesome. There is a colleague nearby. I don’t know if this is still the case. Anyway, it was indeed due to delays in ETC electronic invoices last year that I couldn’t print the invoice on the same day, and then I forgot about it. When I think about it again, more than a month has passed. The invoice can be printed, but the reimbursement is overdue. Because it’s just a business trip, our department usually only needs to do manual work + receipts. When we come back from the business trip, we can immediately fill in the form, sign for approval, and reimburse.

Of course, in reality the situation will definitely be more diverse.

Some don’t want to deposit money in advance, some don’t want to be linked to credit cards, some are afraid of fraud, and some don’t know how to use them (for example, a colleague’s father is not interested in electronic devices at all. To put it bluntly, he just doesn’t know how to use them, and he doesn’t want to lose face). There are also cars that are not installed by public car companies, cars that are borrowed from others, cars that are rented, cars that do not drive on the highway very much, cars that are not worth it once in a while, etc. Everyone has their own reasons, and there are so many reasons that cannot be generalized. Hope it helps.

Can the Chinese people live happily?

You must buy ETC, why not? Why force it?