Is mortgage loan reliable? Who can tell me?

Housing mortgage loan is reliable. When applying for real estate mortgage, there are too many lending institutions and banks. Then choose which one to handle and become many customers. This is a headache, because we must consider the safety problem. The choice of interest rate, amount and loan is very important. The speed difference between different banks and institutions may be about 1 month, so which bank has better mortgage loan and which bank has the lowest real estate in mortgage interest rates. Compared with banks with different application conditions, the conditions for applying for mortgage loans are different, such as credit status, personal income, work unit and repayment ability.

Applying for a real estate mortgage loan company mainly depends on whether the real estate value is high or not and whether it has liquidity. Credit status is good or bad, there are borrowers, as long as they can provide qualified property mortgage. Usually you can get a loan from a bank or loan company. Compared with credit loans, mortgage loans are less risky because there is real estate as a guarantee for bank loans. But at present, the interest rate of bank mortgage products is not high. In the same bank, the loan interest rate will also apply to different regions.

At present, the mortgage interest rate of banks is the benchmark interest rate level. Based on this interest rate, the benchmark annual interest rate of banks for 20 17 years is 4.35% for one year or less. 1 ~ 5 years (including 5 years), the benchmark interest rate is 4.75% or 4.90% for more than 5 years. You can refer to it-the next one.

Compared with the approval speed, the mortgage bank has many processes and takes a long time to approve, which also takes a long time. It will take 20 working days at the earliest. Get a loan. The payment company has simple procedures and quick approval. Generally speaking, the loan can be obtained within 10 working days. Generally speaking, the bank's mortgage loan amount and housing loan amount are the same. The evaluation value is relevant, about 7% at most. Generally speaking, it is not so easy to apply for a bank loan. Failure to apply will also affect the credit record. In order to reduce the financing cost of large bank loans, it is convenient and fast.

Generally speaking, I will go to a professional organization, such as Su Fang. When making loans, they can help customers with their professional industry knowledge. In order to solve the intractable diseases in the process of financing, we turned to thousands of banks for help.