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Can the old house in Qingdao 1977 still be loaned?

You can't. According to the inquiry of official website of Qingdao Hongkong and Shanghai Banking Corporation, the bank stipulated that the loan period of the house was bank loan period+house age ≤45 years, but the old house of 1977 no longer met the loan conditions and could not be loaned. Buying a house by loan refers to the loan business in which the buyer applies for a loan from the bank to pay the house purchase price with the building traded as collateral, and then the buyer pays the principal and interest to the bank in installments, also known as house mortgage loan.