Starting with Jetta VS5, I shared the landing price of the loan and the actual car experience. Did I buy it cheaply?

Xiao Wang of Jinan, Shandong Province finally achieved a life goal at the end of this year and owned a car of his own. At the beginning of the year, Xiao Wang planned to buy an SUV of about 6.5438+10,000 yuan. Domestic cars have seen Haval H6 and changan CS55, with good appearance and complete configuration, but they are always afraid of high failure rate and fuel consumption in the future. Looking at the joint venture brand SUV, it seems that only Nissan Jinke can buy the same price. Finally, the Jetta brand was established, and the first SUV model Jetta VS5 went on the market, which instantly attracted Xiao Wang's attention.

Xiao Wang took the bus for an hour and a half to the 4S shop to see the car, test drive, compare and bargain, and came back four times in two months. Finally finalized the idea at the end of the year, buy! Buy your own car so that you can go home for the New Year. Finally, we decided to start with the Jetta VS5 automatic transmission model. I decided to buy it in full, but the sales strongly recommended the loan. At present, the loan enjoys interest-free 64,000 yuan, and the handling fee is only 2,000 yuan. Require insurance in 4S stores for the first two years. After calculating that the land price is not much more expensive than the full amount, Xiao Wang finally chose the loan.

The official guide price of this car is 102800 yuan, and there is no discount for the full purchase. Loan purchase discount 1000, down payment 37800, loan 64000. The loan cost was ***2000 yuan, at that time, the purchase tax was about 8920 yuan, the licensing fee was 325 yuan, the insurance plus travel tax was 5600 yuan, and the total down payment was 54705 yuan. However, in actual payment, the purchase tax, insurance and licensing fees are slightly different, and the actual price is shown in the following figure. The monthly payment is 2667 yuan, which will be paid off in two years. The total down payment is 54,724 yuan, and the total landing price is 1 18724 yuan.

I feel that the loan price is actually only more expensive than the full price 1000 yuan, but later I learned that there is no discount for buying insurance in the 4S shop the next year, and it is compulsory to buy theft insurance and water insurance, so the insurance may be more expensive than 3,000 yuan outside. Therefore, the loan should be 4,000 to 5,000 yuan more expensive than the full purchase.

The main reason for buying this car is its high cost performance. The parameters and actual performance of the 1.4T engine with Volkswagen code EA21are good. You can buy it at the price of 65438+ 10,000 yuan, and the cost performance is remarkable. Moreover, Jetta VS5 is still independently suspended in front and rear, matching Aisin 6AT gearbox, and the three pieces feel more reliable.

However, after buying it, the neighbors said that Jetta belongs to the fake Volkswagen, and the actual quality is not as good as Volkswagen. But Xiao Wang said with a smile, if it's really Volkswagen, I don't want it. If it is a Volkswagen product, the 1.4T engine must be equipped with a dry dual-clutch gearbox. I have a relative who bought 1.4T Bora. Stuttering, tooth loss and abnormal noise have never stopped in the city. On the contrary, my colleague's 1.6 naturally aspirated LaVida is stable and reliable, and there has never been a problem. Jetta uses 1.4T engine to match 6AT gearbox, which can be said to combine the advantages of power and reliability, and is more suitable for home transportation.

However, for Jetta VS5, Xiao Wang also expressed several disappointments. First of all, the interior materials of this car do have some gaps compared with Volkswagen. Even compared with Skoda models, the disadvantages are obvious, and the craftsmanship can't escape the truth of getting a penny. Secondly, although it is a leather seat, it is not leather at first glance, and it is similar to leather. This kind of seat is airtight. Xiao Wang said that he would rather choose woven seats. Leather seats are not ventilated and heated, so they are very uncomfortable in summer and winter.

Then the sound insulation was not done well, and the sound insulation cotton on the engine cover was omitted, and the cost was too high. The chassis is suspended independently in front and back, but there is still a certain gap between comfort and public singing. However, the difference between the two is 50,000 to 60,000. This situation should actually be understood. Generally speaking, Jetta VS5 is a cost-effective choice of 65,438 438+ 10/00000 yuan SUV. I really spent all my money on the cutting edge. I hope the quality will be stable in the future and I will live up to my trust in Jetta brand.

The above contents are the real car price and car feeling of Jetta VS5 owners, hoping to provide some help to friends who are concerned about this car. You are also welcome to comment in the comments section below. Do you think Jetta VS5 is worth buying?

This article comes from car home, the author of the car manufacturer, and does not represent car home's position.