Some rural families borrow money to buy a house down payment. Do they really not consider the consequences?

It's not that farmers don't consider the consequences. Sometimes they have to buy. For example, if you want to marry your son, you don't have to mention the bride price now. Sometimes women need you to buy a house. If you have no house, you don't want to get married. At this time, you can only take out all your savings, or you can directly borrow the down payment to buy a house. Borrowing money to buy a house is undoubtedly more risky, but in order to get our children married, we must do so. Of course, this situation looks risky after all, but it can be handled in many cases.

I just bought a house with a loan. I just bought a house in a third-tier city last year. The down payment is borrowed from relatives and friends. Now I have to bear the mortgage and debt. However, I don't need to pay the deposit in a hurry. If I have, I will give it back to my relatives and friends. If not, I will return it slowly. Housing loans are affordable every month. The biggest headache is the cost of decoration. It is because of these pressures that my wife and I are getting better and better in our busy lives. We can get to know each other better and better. Maybe we are really "turning pressure into motivation". Although we are tired from work, we can earn more money without regrets.

Although I borrowed money from relatives and friends to pay the down payment, I really don't ignore the consequences. My family condition is average. When you borrow money from relatives and friends, you should make a down payment first, which may be slower. But now the work is getting more and more stable. In the future, my wife and I will earn a salary and guarantee a return. Most of my relatives understand me and lend me money. If a relative is hesitant, I usually leave politely and don't disturb others.

So for rural families, sometimes borrowing money to buy a house sounds bad, but at least the house is bought. Although it is difficult to get the money back when needed in the future, the countryside is still a human society. At this time, borrow money directly from other relatives. It can still be controlled. This can be controlled.