Receive unemployment benefits for two years, do these two years count as seniority?

Receive unemployment benefits for two years, do these two years count as seniority? If you don't count, can you make up for it after retirement? In the two years of receiving unemployment insurance, because there is no old-age insurance and no employer in these two years, only medical insurance is paid by the unemployment insurance fund, so if the old-age insurance is not paid, it cannot be counted as the payment period of the old-age insurance.

Persons who receive unemployment insurance benefits shall enjoy treatment according to law after paying unemployment insurance benefits for more than one year and registering for unemployment. However, in some places, it is stipulated that during the period of receiving unemployment insurance benefits, old-age insurance premiums shall not be paid. Why not? The main basis is that the unemployed do not belong to flexible employees, individual industrial and commercial households and self-employed households. Unemployment insurance is the only source of livelihood during unemployment, and they are legally unemployed before re-employment. For the legally unemployed, medical insurance is paid by the unemployment insurance fund, which can also be calculated as the continuous payment period of medical insurance. However, once the employee pension insurance is paid, it may be considered that those who have started employment or are flexible in employment, flexible in employment or self-employed no longer belong to policy unemployment, and may face the risk of unemployment insurance benefits's suspension. The most unreasonable part of this policy is that unemployed people are not allowed to pay pension insurance during the period of receiving unemployment insurance benefits, so pension insurance belongs to pension insurance that has been paid off for two years. For older people, the impact of these two years is relatively great, especially those who are about to reach the statutory retirement age. This is a very crucial two years.

But things are different now. In most places, people who receive unemployment insurance benefits are now allowed to pay their own pension insurance. The biggest feature of this policy is that even if you receive unemployment insurance, you can pay employee pension insurance in the way of flexible employees, but this is only for flexible employees. If there is a unit payment in the payment system, it proves that you have found a job in advance, and the time limit for receiving unemployment insurance benefits will no longer belong to the unemployed, and unemployment insurance benefits may stop being calculated and paid.

Then, if you are not allowed to pay unemployment insurance in the past two years, will the two years after you find a job again be ok? In fact, my understanding is completely refundable. Although the document Ministry of Human Resources and Social Security 132 stipulates that flexible employees are not allowed to increase the payment period by one-time payment, the unemployed are not flexible employees during their unemployment period, but are legally unemployed, and they are unwilling to leave their jobs, which is beyond their control and change, so they are not flexible employees; If you are self-employed, according to the personal account management method issued by the former Ministry of Labor and Social Security, after the payment of endowment insurance is interrupted, the previous payment vacancy will be filled first, and the excess will be included in the current payment. When we pay again after the payment deadline, as long as there is money in the withholding account, the deducted endowment insurance premium belongs to the payment in the previous payment period, and then the current expenses are deducted. According to this mode of operation, in fact, the part of our intermittent payment can be paid back, which solves the problem of repayment of the old-age insurance that you interrupted during the two years when you received unemployment insurance benefits.

To sum up, if you don't pay the old-age insurance after receiving unemployment insurance for two years, it doesn't count as the payment period and the length of service. Those who pay old-age insurance within two years after receiving unemployment insurance benefits shall be regarded as the payment period; If you don't pay the old-age insurance during the period of receiving unemployment insurance, it doesn't count as the payment period. In fact, you can pay it back or pay it yourself within two years after you find a job again.

Many friends have various questions about receiving unemployment insurance benefits: for example, is the time limit for receiving unemployment insurance benefits counted as seniority? Does receiving unemployment insurance affect retirement pension? Unemployment, is it cost-effective to receive unemployment insurance money? Can you pay old-age insurance after receiving unemployment insurance, and so on. I want to make a comprehensive overview of these issues here.

First of all, simply answer this friend's question, "Is the time limit for receiving unemployment insurance money a length of service?" .

1. What is the length of service? Traditionally, working years are called length of service, which is very important, especially in the period of planned economy. At that time, some benefits and subsidies were linked to the length of service. Today, many people still have not rushed out of the circle of working age, thinking that ordinary working years can also enjoy pension benefits, but the fact is just the opposite.

2. Endowment insurance only recognizes the payment period. Since the implementation of the personal account of endowment insurance, the length of service that can enjoy the retirement pension benefits of endowment insurance can only be used as the length of service for calculating the pension benefits, and the length of service that has not paid the endowment insurance premium cannot be used as the length of service for calculating the retirement pension benefits.

3. Whether to calculate the payment period (length of service) during the 2-year period of receiving unemployment benefits depends on the specific situation. During the period of receiving unemployment insurance benefits, you paid the old-age insurance, even if it is the payment period (length of service), if you did not pay the old-age insurance premium during the period of receiving unemployment insurance benefits, it cannot be counted as the payment period (length of service). The key is whether to pay the endowment insurance premium.

4. Whether to pay endowment insurance during the period of receiving unemployment insurance.

The key is whether you can pay endowment insurance. During the period of receiving unemployment insurance benefits, employees are in a state of unemployment, no job and no income. In view of this situation, some overall plans stipulate that employees may not pay old-age insurance during the period of receiving unemployment insurance benefits, but some areas are allowed to pay old-age insurance. The reason why the whole country is not unified is because the law has not made clear provisions. If it is determined in accordance with local regulations and pension insurance is allowed to be paid, it is best to continue to pay. If you can't pay it, you can only pay it after the expiration or re-employment. During the period of receiving unemployment insurance benefits, the social security department will withhold and remit unemployment insurance benefits, and medical insurance will not be interrupted.

5. After receiving unemployment insurance, will it affect retirement pension? Is it worth receiving unemployment insurance?

Getting unemployment insurance has no effect on pension. Some people can continue to pay old-age insurance at their own expense during the period of receiving unemployment insurance benefits, and the payment period will not be reduced, just like work. If some people are not allowed to pay the pension insurance as a whole, it will take two years at most, and they will be able to pay the premium of the legal retirement age for a lifetime, but only two years less, which will not have much impact on the pension. What's more, except for party and government organs, institutions and employees of state-owned enterprises, many people do not insist on continuous payment until retirement, so it basically has no impact. Some people doubt whether they have received unemployment insurance benefits, whether they will be deducted when calculating retirement pensions, or whether the calculation formula is different from those who have not received unemployment insurance benefits. This is even more unreal. Whether you receive unemployment insurance or not, the calculation method of retirement pension is the same. This will put your mind at ease.

6. Is it cost-effective to get a pension if you are unemployed? If you ask such a question, people who have this idea will be laughed at, and others will think that there is something wrong with their brains. Why should social security set up an unemployment insurance fund? It is to help and solve the living difficulties and medical security of employees during unemployment. It is not normal for the country to give you money to get it, and you think it is not cost-effective. In my opinion, as long as the unemployed meet the conditions for receiving unemployment insurance benefits, they should take the initiative to apply to the social security department for receiving unemployment insurance benefits in time.

To sum up, during the period of receiving unemployment insurance benefits, if the old-age insurance premium is paid, the payment period is calculated, and if the old-age insurance premium is not paid, it cannot be calculated as the payment period; Whether old-age insurance can be paid during the period of receiving unemployment insurance benefits shall be stipulated in overall planning. Receiving unemployment insurance has no effect on retirement pension; The establishment of the unemployment insurance fund reflects the state's concern and care for the unemployed. If they are unemployed, it is the most cost-effective to receive unemployment insurance benefits that meet the conditions for receiving unemployment insurance benefits.

Thank you for inviting me! Since the implementation of the "Trial Regulations on Social Security" and the actual collection of social security, there is no longer the word "length of service", and the length of service has become a common name. The length of service (about 1992) of formal employees of state-owned enterprises before the implementation of endowment insurance is called "deemed payment period", and the years after payment are called "actual payment period", and they are regarded as payment period and actual payment period when they retire.

On this platform, I have seen the saying that "you can't pay old-age insurance during the period of receiving unemployment benefits". I don't know which province and region this is. ! Strictly speaking, endowment insurance and unemployment insurance are different insurances. Old-age insurance is the welfare of receiving old-age pension when retiring, and unemployment insurance is the welfare of receiving living allowance when unemployed (receiving unemployment benefits must meet the conditions of unemployment insurance regulations). This time, a member of the National People's Congress (CPPCC) suggested amending the Unemployment Insurance Regulations as soon as possible to lower the conditions for receiving unemployment benefits. Since there is no blood relationship, they will not interfere with each other. In addition, although old-age insurance and employee medical insurance are also different insurances, unemployment insurance helps to pay medical insurance during the period of receiving unemployment benefits, so unemployed people do not have to pay medical insurance themselves, but some provinces and regions will bind the old-age insurance for mentally disabled people after receiving unemployment benefits with employee medical insurance, and they cannot participate in employee medical insurance without paying old-age insurance. Because medical insurance has unemployment insurance to pay for you, your medical insurance period is continuous.

The employee pension insurance fund is the crowdfunding of all insured persons. Retirees' pensions are paid by the endowment insurance fund, and the payment amount is calculated according to the deemed payment period (formal working years) before payment plus the actual payment period and payment amount. Then, the time limit for receiving unemployment benefits is the actual payment age. If there is no unit to help you pay the fee, and you don't pay the fee yourself, how to calculate your payment period (what is the basis for calculating the deemed payment? ), even if payment is not allowed, pension planning and payment time will be less.

The Social Security Law stipulates that old-age insurance must be paid in full and on time, and it shall not be delayed or deducted. Therefore, it is necessary to punish the late payment fee for arrears of old-age insurance. Social security subsidy is to pay the old-age insurance and take the bill to the employment center for reimbursement, instead of paying less old-age insurance. Social security subsidy is to pay more and pay less, encourage more and not subsidize.

We are a medium-sized state-owned enterprise and the first local enterprise to be restructured with tens of millions of yuan from local finance. Subsequently, all state-owned enterprises have also been restructured or changed into all-staff joint-stock companies. There are many laid-off workers in the city, but I have never heard of the information that there is no need to pay old-age insurance during the period of receiving unemployment benefits. Moreover, after the local ZF finance has paid back the social security owed by enterprises for three years, we can continue to pay the old-age insurance according to the situation of laid-off workers. After the restructuring plan was passed at our workers' congress, the employees signed the labor contract.

It is also possible for a certain place to avoid paying the old-age insurance during the overdue payment of unemployment benefits, but it is completely impossible to calculate and pay the old-age insurance without paying it during this period. Because this group is too big, who will fill this hole? ! Besides, if the policy is not clear, some people pay and others don't, and those who don't pay can get a pension, and those who pay can get a double pension? !

If the local government allows the mentally disabled to delay the payment of old-age insurance during the period of receiving unemployment benefits, then a supplementary policy will definitely be introduced. However, in many provinces and regions, the relevant payment policies are until the end of March 2065438+2009, so you can only explain this question in detail by consulting the local social security bureau.

Receive unemployment benefits for two years, do these two years count as seniority?

The two-year working experience of receiving unemployment benefits mainly depends on whether you can pay old-age insurance in these two years. If it can be paid, it can be counted as the payment period. If you can't pay, it can't be counted as the payment period.

The following is your detailed analysis.

I. Conditions for receiving unemployment benefits 1. Continuous payment of unemployment insurance for more than one year before unemployment.

That is to say, before you lose your job, you need to pay unemployment insurance for more than 1 year.

I don't want to interrupt work.

Resignation for non-personal reasons, such as enterprise dismissal, enterprise layoffs, enterprise bankruptcy, labor contract expiration, etc., can apply for unemployment benefits.

I am willing to apply for a job.

To sum up, if you meet the above three conditions, you can receive unemployment benefits. Unemployment benefits in Qingdao in 2020 17 19 yuan.

2. Can I pay old-age insurance during the period of receiving unemployment benefits? For unemployment benefits, there is a difference between urban hukou and agricultural registered permanent residence.

1, the number of months to receive unemployment benefits is different.

Urban hukou, who has worked for one year, can receive unemployment benefits for three months, and receive them every month.

Agricultural registered permanent residence can get 1 month for one year, which is called one-time subsidy for rural cooperative treatment.

2. Can I pay old-age insurance during the period of receiving unemployment benefits?

0 1, agricultural registered permanent residence, is a one-time subsidy for rural cooperative treatment. Disposable means that you can take it out at one time. You only need to apply for registration, you can participate in the insurance, and it will not affect the continued payment of social security.

Therefore, from this perspective, receiving one-time subsidies and treatment for supporting agriculture will not delay the payment of social security and the accumulation of pension insurance payment years.

02. Unemployment benefits for urban hukou need to be received monthly. During the period of receiving unemployment insurance benefits, medical insurance is paid by the unemployment fund, and individuals do not need to pay. That old-age insurance is not allowed in many areas, so the length of service can't be counted. I can't hand it in later.

However, in some areas, pension insurance can be paid flexibly during the period of receiving unemployment benefits. For example, in Qingdao, old-age insurance can be paid according to the minimum base, and expenses can be deducted directly from the unemployment benefits received. Then this situation will not delay the payment of endowment insurance, and the payment period of endowment insurance can be accumulated.

However, if you find a new unit and the unit pays you social security, the unemployment benefits will stop. Because unemployment benefits are the living security we give when we are unemployed and have no source of income, you can't receive this treatment when you are employed.

Last sentence, during the period of receiving unemployment benefits, individuals are allowed to participate in insurance in some areas, that is, flexible employment and payment of old-age insurance. So in this case, you can calculate the length of service.

However, if the pension insurance cannot be paid during the period of receiving unemployment benefits, the payment period cannot be calculated.

Hello, landlord, I have been receiving unemployment benefits for two years. Does this two-year service count? If not, can I make it up before I retire? Many areas in our country are in the process of receiving unemployment benefits, so it is actually not allowed to pay basic old-age insurance, so receiving unemployment benefits in the past two years will actually affect their accumulated old-age insurance payment, so it will reduce their social security payment period, that is to say, the length of service in these two years is incalculable.

Of course, it is not allowed to make up before retirement. The cost of endowment insurance in the past two years will have a certain impact on yourself. But not all regions are not allowed to pay fees. In fact, there are still a few areas that can pay their own old-age insurance. In other words, in the process of receiving unemployment benefits, unemployment benefits will bear your employee medical insurance, and you can pay pension insurance flexibly at your own expense, so as not to cause the problem of insufficient length of service.

However, if you are not allowed to pay the employee pension insurance in your area, it will really have a certain impact on your length of service. Of course, I don't think it will have much impact, because after all, the period of receiving unemployment benefits is only two years, so if you have a long enough cumulative payment period for old-age insurance, for example, if you have more than 30 years or even longer working experience, then basically even if these two years are interrupted, the impact on your pension will be almost negligible.

Thanks for reading, please add my attention.

Hello, landlord, I have been receiving unemployment benefits for two years. Is the calculated length of service given in these two years? If it doesn't count, can you make up for it after retirement? In fact, during the two years of receiving unemployment benefits, many areas are not allowed to pay back the employee's old-age insurance, which means that it is not allowed to pay back the employee's old-age insurance during the process of receiving unemployment benefits, which means that your accumulated pension insurance payment period will be about two years less.

Of course, because you are receiving unemployment benefits, the payment of old-age insurance is interrupted, and it is not allowed to make up before retirement. Then in fact, your actual payment period will be two years less, that is, the so-called length of service will be two years less, and the final pension benefits will be two years less because of the lack of actual payment period in these two years. But I don't think it's necessary to dwell on this issue.

Because only two years of basic old-age insurance are missing, the impact on the actual pension benefits is not great, and it will not exceed several hundred yuan at most. Because you can enjoy unemployment benefits every month during the period of receiving unemployment benefits, you can receive unemployment benefits of more than 1000 yuan, and you can also enjoy the treatment of employee medical insurance, so it is more important for you to receive unemployment benefits. We can't give up the opportunity to receive unemployment benefits because of paying endowment insurance, which will cause great losses to ourselves!

Thanks for reading, please add my attention.

Now there is no length of service, only the payment period. If the old-age insurance is paid during unemployment, the payment period will be calculated, and if it is not paid, it will not be calculated.

Not a qualification.

My friend's company went bankrupt, and he received unemployment benefits for two years, 200 a year and 400 for two years. As a result, I didn't know until I retired that I didn't have to pay old-age insurance in the two years when I received unemployment benefits, but I lost two years of service, and my monthly pension 100 was more than 2,000 yuan a year. At first, I thought it was 200 yuan for nothing, but I lost my watermelon and sesame seeds.

There is no pie and no free lunch in the sky.

From about 1992, the state has implemented social pension, that is, social security for employees. Since the employer began to pay social security for employees, the social security department stopped talking about seniority. As long as the company pays you, you have a "payment period", and the length of service before 1992 is regarded as "payment period". That is to say, after 1992, no matter how long you work, there will be no payment period without paying social security.

The two-year period for receiving unemployment benefits is only that your former employer has paid "five insurances and one gold" for you, including unemployment insurance. These two years have provided you with living security during your training and reemployment. No unit will pay you social security, so it will stop. When you find a new employment unit, the unit will continue to pay wages. If you don't want to leave a social security gap in the past two years, you can continue to pay social security according to the flexible employees themselves. If you have financial difficulties, you can apply for social security subsidies in your community. If it meets the requirements, it can generally be subsidized for three years. In other words, in these three years, the state will pay half of your social security.

Many areas in our country are in the process of receiving unemployment benefits, so it is actually not allowed to pay basic old-age insurance, so receiving unemployment benefits in the past two years will actually affect their accumulated old-age insurance payment, so it will reduce their social security payment period, that is to say, the length of service in these two years is incalculable.

Of course, it is not allowed to make up before retirement. The cost of endowment insurance in the past two years will have a certain impact on yourself. But not all regions are not allowed to pay fees. In fact, there are still a few areas that can pay their own old-age insurance. In other words, in the process of receiving unemployment benefits, unemployment benefits will bear your employee medical insurance, and you can pay pension insurance flexibly at your own expense, so as not to cause the problem of insufficient length of service.

However, if you are not allowed to pay the employee pension insurance in your area, it will really have a certain impact on your length of service. Of course, I don't think it will have much impact, because after all, the period of receiving unemployment benefits is only two years, so if you have a long enough cumulative payment period for old-age insurance, for example, if you have more than 30 years or even longer working experience, then basically even if these two years are interrupted, the impact on your pension will be almost negligible.

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