The lender will become a "bad guy". Are you willing to wear this "hat"? How do you view lending institutions?

Whether it is someone who maliciously owes money and refuses to pay it back, or someone who is really unable to repay it, no one wants to be labeled as a "lao Lao Lai".

Lending institutions are also divided into two types, legal lending and illegal lending. We are blameless for the former, as it is only natural to repay debts.

Lending institutions are not social welfare enterprises and have no obligation to help the poor. When borrowing money from them, borrowers should understand whether they have the ability to repay. Some people blame the lending institutions for why they have become lame, and blame the lending institutions for not agreeing to lend to them in the first place. This is a complete joke. This is the same as blaming the fish seller if the fish gets stuck in the bone while eating it. Whether you eat it or not is your own business. You can’t blame the person who gave you the fish.

The other type is illegal lending institutions. Such as usury and routine loans. Some of these institutions are disguised as legal and exploit borrowers at high interest rates. This is the most abhorrent kind. Some "laodai" are caused by poverty caused by exploitation. These people deserve sympathy. The state's attitude towards loan sharking is also firm: it will not support requests for interest rates that exceed the standard. Those illegal loan sharking institutions should be severely cracked down on.