The theory of financial freedom, how to destroy a person's three views

Financial freedom is now a very hot and popular word in the workplace. Behind its popularity, there are temptations and traps everywhere.

what is financial freedom?

financial freedom refers to the state that people don't have to work hard for money for living expenses.

Simply put, the passive income generated by a person's assets must at least equal or exceed his daily expenses, which is expressed by the formula: financial freedom = passive income > Spending

In the pursuit of financial freedom, I can always hear the myth that many people get rich overnight, or seize a certain outlet and fly to the sky immediately. However, are these fascinating legends really reliable? Is it really something that ordinary people can follow?

"The Richest Man in Xihong City" was shown in 218. Shen Teng played Wang Duoyu, and a grandfather with a net worth of over 1 million appeared overnight. While the film was funny, it also threw out a serious and profound social problem for us. Do you have everything with money?

~ 1 ~

? Greedy

Tell me about the craze of stock trading and fund buying in 215, which was my personal experience.

in the first half of 215, it was often said that buying a stock at random would earn 2% in one day, and so would buying a fund. People who pursue financial freedom, some even quit their jobs and devoted themselves to the tide of stock trading. The more principal invested, the higher the income, which makes people want to stop. When the capital is invested enough, some people's income in one day even exceeds their salary in one month.

The lure of profiteering makes people lost and red-eyed. Some people even don't have enough liquidity, so they go out to borrow money for stock trading. When they see the bull market slowly rushing to 5 points, people always regret how they were conservative the day before and didn't put more money into it.

However, on the morning of Monday, June 15th, 215, the stock market opened down, falling by 13 points for the whole day, and then it fell sharply again in August. By the end of August, it had dropped from a high point to 2,851 points, with a drop of 28.6%. Small investors who followed the trend and those who longed for financial freedom through stock market investment were dumbfounded.

all the money invested before, including the income earned, is locked up. Don't say that getting out in time, even if the income and the loss after the fuse can be tied, is already a master of the masters, most people have suffered heavy losses, lost their principal and lost money.

It takes a while for events to ferment before people reflect. Why?

Aside from the risk of the stock market, we non-professional ordinary people don't understand this matter. It is a kind of greed and a pleasure of making quick money that makes people lose their minds and get blinded.

When you open an account, connect your bank card and make money with your fingers, you will forget who you are and what you should do.

when you see that you spent 1 yuan and earned 2 yuan, you won't put the earned 2 yuan away and deposit it in the bank. You will ALL IN, and you will invest all 12 yuan in the hope of earning another 24 yuan. This is the superposition of layers. Once people's desires swell, they will be so creepy when you look back. Because of such a vicious circle, even if you are a small stockholder, you can't get rid of the final result of losing all your money.

Does stock trading really make you financially free? Those who quit full-time stock trading, do they really make money lying down?

Many people are glad that they were conservative at that time, and even think back. Fortunately, they didn't quit their jobs at that time, leaving themselves a way out.

~ 2 ~

Cunning?

Nowadays, when choosing a college major for their children, parents always look down on English, law and accounting, which seem to have no possibility of getting rich. They are bent on giving their children a major in finance and economics, hoping that their children will enter those industries close to money after graduation, expecting a good major to change their fate.

however, is finance really as beautiful as everyone thinks?

in fact, they don't know that many investment projects sound like making quick money and getting rich overnight, but at the same time they have to bear great risks. The short-term speculative success of a project, like buying stocks, makes people swell, reduces their awareness of risk control, feels that they have unique vision and judgment, loses rational thinking about the investment project, and then invests in it.

after several cycles, many people who once made a fortune suffered heavy losses, either encountering fake projects or products that were not as ideal as expected, and finally not only did they have no income, but they could not get their capital back.

Those who learn a skill honestly and work steadily after coming out are still moving forward step by step, but those who rush to make quick money are back to the starting point after a short time of getting rich, buying a house and a car, or even falling to the bottom of their lives because of debt.

~ 3 ~

Confused?

People are jealous when they see online celebrity, others' opportunism and success in making quick money.

Some people even forget the three views they have established through years of education.

however, even if you get on the train to make quick money and succeed in making money, what's the next step, and will you be somewhat confused?

The pleasure of making quick money makes people gradually lose the habit of doing things step by step. Slowly, people who make quick money only see huge profits and can't return to industry.

With resources in their hands, they only focus on how to draw cakes and pictures and find more resources. They no longer focus on the real economy, but always seek to connect with so-called resources through a certain channel, and then greedily ask for huge intermediate fees.

if everyone in this society makes money in this way, then fewer and fewer people do things in a down-to-earth way, what will this society become?

~ 4 ~

misunderstanding?

when the term financial freedom was coined, it was not for people to speculate and make quick money.

Financial freedom is a beautiful expectation for young people, hoping that they can work hard and eventually live the life they want.

financial freedom only encourages everyone to do what they think is interesting and valuable after completing the original accumulation.

However, many people understand financial freedom as earning enough money by hook or by crook in a very short time, and then wasting their lives without working.

However, this kind of speculative behavior, without deep cultivation, knowledge system and accumulated wealth, can continue to accumulate wealth and last for a long time.

financial freedom doesn't mean that you can do something once and for all. Is it successful to be admitted to the university? Is it successful to find a good job? Is it successful to climb the management post? No.

People always have an obsession with this once and for all, but this is a wrong way of thinking. Life can't be achieved overnight. Every stage of life has to face different problems. Without the solution of that one thing, people can stay away from troubles and be completely liberated forever.

when you expect to be financially successful once and for all, you are undoubtedly forcing yourself to get quick success and take risks.

~ 5 ~

reincarnation

Master Ji Qun once said,

Whether a person is rich or poor, the world likes to measure it by the amount of wealth,

but in fact, a person's wealth does not depend entirely on wealth.

a person's heart is full of want and no satisfaction, so he can't be considered rich.

On the other hand, if a person has nothing in his life,

but he doesn't feel lacking in his heart,

this kind of person is the richest.

because he has no dependence on the material world.

we say that wealth freedom means that passive income is greater than expenditure, but what is expenditure? It is a person's desire, and the mentality determines the person's desire.

when we have a skill and work hard, we can get a stable income and maintain a basic life, and our living is valuable.

do you have to wear gold and silver jewelry all over your body, and all your first moves are luxuries to be rich?

If a 17-year-old boy doesn't sit in the classroom and study, but hangs out in bars and other adult social places with a designer bag and a luxury car, will his life really be complete?

What does this wealth that doesn't match his age and experience bring him? Is it the realization of the value of life or the beginning of the decline of life?

The days when life has nothing else to ask for are usually from seeking excitement to dying.

~ 6 ~

Expectations

People who flaunt financial freedom and expect life to happen overnight are doomed to be short-sighted.

Life is not linear. No cable car can make you climb to the highest point at once.

the financial freedom we are pursuing is that we don't have to bury our ideals in order to survive. We just want to spend more time doing what we want while pursuing the meaning of our lives.

if you live your life just for money, then such a life will eventually be nothing and meaningless.

don't let a one-sided value blind you, and follow the trend and do something you don't even recognize.

after years of good education, we should see many possibilities in life.

It is really impossible for the world to have no money, but what will you do with it after you have money? How do you master the ability to continuously acquire wealth is more meaningful than money itself.

Financial freedom is neither the end nor the meaning of life.

when we calm down and reflect on ourselves, we need to see clearly what kind of life we want. What is fighting for it? The answer lies in everyone's heart.

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