Learning language skills

Tips for borrowing money from friends

2

In life, it is inevitable that you will encounter a shortage of funds, then you will ask your friends around you Borrow money. So how do you get a loan? What issues should you pay attention to when borrowing money?

Let’s talk about this issue in detail below.

Several principles cannot be lost.

1. 1

"If you borrow something, you must repay it. It is not difficult to borrow again."

When borrowing money from friends, you must be clear about this principle. Only in this way can we have the most basic foundation of trust. This time I borrowed money and paid it back in time. It will lay a good foundation for continued cooperation or borrowing money again in the future, and maybe the two people will develop a good friendship as a result.

2. 2

In case the item cannot be returned in time, explain the reason as soon as possible.

There are two situations to explain here.

First: If your friend has a certain financial foundation, if the money is not returned in time, it will not have any impact on his life and work. And when you cannot return it in time, you must tell your friends as soon as possible and express your apology. At the same time, promise a time that can be achieved and pay back the money in time.

Second: You did not return the money to your friend in time, and your friend wanted to use the money. At this time, you should try your best to make up for the money to your friends. After all, it was you who promised others. Of course, if you really have no way to make up for the money, you should tell your friends frankly and let us all find a way together. Pay attention, if this is not handled well, the distance between friends may become wider.

3. 3

Express gratitude when paying back money.

No matter how much money a friend lends you, when you return the money, you must express your gratitude and give certain material or financial rewards when necessary. As the saying goes, "a drop of kindness should be repaid by a spring." People should express gratitude to those who have helped them.

END

A brief discussion on borrowing skills.

1. 1

Lower your posture.

When you ask a friend to borrow money, you are asking for something from your friend, so don’t be arrogant and make your friend feel like he owes you money. Learn to bow to your friends appropriately. Borrowing money will inevitably happen in life, and it will inevitably happen between friends. It is necessary to help each other, so a moderate low profile is also necessary.

2. 2

State the repayment date truthfully.

For some friends, when they borrow money from you, you must promise them a date for repayment. Generally, this kind of friend pays great attention to integrity. They hope that after you borrow money from him, you will tell him the time to return it. As the saying goes, "If you borrow something, you must repay it. It's not difficult to borrow again." This is the truth. Remember, for this kind of friend, you must be clear about it within the specified time. Otherwise, it will be difficult for you to borrow money from him next time.

3. 3

Ask others for help.

Not all borrowing money requires you to do it yourself. Sometimes asking others to help can get twice the result with half the effort. To give a very simple example, when you borrow money from A, you ask B to come forward. At this time, B seems to act as a middleman or a guarantor. The opening of B will play a big role in helping you borrow money. The question is, have you found the right B?

4. 4

Stalking is not recommended.

This is not to say that stalking others to borrow money is useless. Some people just do this. Of course, the reason why it is not recommended here is that everyone has a bottom line. Even though some people lend us money, it is easy to hurt their personal self-esteem. Of course, sometimes when money is urgently needed, self-esteem will be greatly reduced. I just want to say here that don’t use this trick unless absolutely necessary.

5. 5

Don’t be afraid of rejection.

When asking friends to borrow money, it is common to be rejected. Learn to accept this rejection.

If you don't need money urgently, who would be willing to ask others easily? Of course, when you really need money, ask all your friends as much as possible. No matter whether your friends want to borrow or not, as long as you ask, there is hope. Don’t give up on every possibility!

Note: You must learn to cultivate your own character. If your character is good, it will be easier to borrow money. When a friend asks you to borrow money, don't refuse too quickly, especially if you have money to lend. As the saying goes, the more friends you have, the easier your journey will be. There is still a long way to go, so what can you do to help your friends?