Just now, the Bank of Communications Credit Card Center called to ask if I knew anyone. What do you mean? Later, I called to ask what was going on, and their staff said it might be.

The so-and-so you mentioned may have a loan in the bank and failed to fulfill the repayment obligation in time. It happens that you are the emergency contact left by him, so the bank will call you again and again.

A junior in my wife's family experienced such a joke. Just in high school, a classmate of the younger generation bought a motorcycle online. One month, his classmate failed to repay the loan in time, and the lender called the younger generation's mobile phone. I don't know if it's because I'm nervous that someone else used my ID card or something. I said the bank urged him to repay the loan. Later, I learned from the bank that it was actually an emergency contact and asked him to inform his classmates to repay.

As the name implies, the emergency contact person is the emergency contact number left by the bank to prevent the delay or loss of repayment, which is convenient for the dunner to contact when the above problems occur. When the borrower can't contact, he will contact the emergency contact person and ask him to inform the lender to repay the loan in time.

Emergency contacts are different from guarantors, so don't be nervous. The whole process of the loan has nothing to do with the emergency contact, and you don't need to bear any responsibility. The best you can do is to remind the lender to repay the loan in time. If repeated phone calls cause harassment, you can even call the police, but the guarantor needs to bear legal responsibility.

So I think that you are most likely to be written as an emergency contact when you borrow money. You should be familiar with this person, and you don't need to be in charge. All you have to do is remind him to repay the loan in time.

1. China Southern Co-branded Card: It can be redeemed for China Southern Airlines miles, starting from 15000 points. Redemption standard: every 30 points can be redeemed 1 China Southern Airlines mileage, and no redemption fee is charged from 500 miles.

Note: The mileage of each redemption is 500 miles or an integral multiple thereof. The maximum monthly redemption limit for each customer is 654.38+00,000 miles, which will be credited after 20 working days from the date of redemption, and only for my own redemption.

2. Zunyue Elite Card can be redeemed for China Southern Airlines, China International Airlines, China Eastern Airlines and asia miles Miles, with the initial score of 10000. Redemption standard: every 20 points can be redeemed 1 air mileage, starting from 500 miles, the minimum redemption unit is 500 miles, and no redemption fee is charged.

Precautions: ① The air miles redeemed by customers will be credited to the account after fifteen working days from the date of redemption, and customers can use them. ② Before customers can redeem air miles, they need to apply for airline membership. Non-members cannot redeem air miles. ③ Please consult the relevant airlines for the collection or use of specific air miles.

3. Business travel platinum card and student card can be exchanged for mileage of China Southern Airlines, China International Airlines, China Eastern Airlines and asia miles, starting from 1000 points. Redemption standard: every 20 points can be redeemed 1 air mileage, starting from 500 miles, the minimum redemption unit is 500 miles, and no redemption fee is charged.

In addition to spending in advance, credit cards can also be redeemed for certain preferential activities. For example, Guangfa's credit card can exchange gifts in shopping malls and some value-added services, such as repayment amount, but this function is not available to all credit cards.