How the elderly can prevent fraud

What are the ways to prevent the elderly from being deceived?

The elderly often fall prey to all kinds of scams. The traps encountered by the elderly mainly include the following categories:

One . Using health as bait: This is a more prominent scam in recent years and can evolve into many versions. In the name of free physical examinations and free services, some scammers go deep into communities and deceive middle-aged and elderly people who are "physically ill" and need early treatment; some hold so-called "health lectures" in hotels and classroom auditoriums to induce middle-aged and elderly people to buy “Magic” medicines or physical therapy devices.

Second, using family affection as bait: This type of scam often requires the parties to transfer money for emergency relief on the grounds that their children, relatives and friends have had accidents, such as car accidents or debts. When the parties hear such news, they often become anxious and confused. In desperation, they act according to the scammer's requirements and are thus deceived.

Third, using wealth as bait: This type of scam mainly targets parties who are eager to make a fortune. Scammers describe that as long as they participate in their fund-raising, stock participation and other investment and financial activities, or purchase exotic treasures and antiques, they can obtain high returns. At the beginning, scammers often play a long game to catch the big fish and give the parties involved a certain taste of sweetness. When the money reaches a certain amount, they disappear and leave the deceived complaining endlessly.

How to prevent the elderly from being deceived into buying counterfeit drugs

9 common scams in promoting counterfeit drugs

Statistics from relevant departments show that the annual sales of health products in my country are about It is 200 billion yuan, and consumption by the elderly accounts for more than 50%. More than 70% of these health foods exaggerate their efficacy. Although there are frequent media reports about the elderly being deceived when purchasing health care products at high prices, this still cannot stop the elderly from purchasing health care products. There are endless scams targeting the elderly to market health products.

Scam 1 "Expert" free clinic free lectures

Unscrupulous vendors sell drugs, health products or medical devices in residential areas, morning markets or parks, and make false claims or intentionally exaggerate through free physical examinations. Potential health risks of the elderly, thereby achieving the purpose of promoting drugs.

Scam 2 Hypely promotes efficacy

Regular health products have state-approved effects. Any health product can only play an auxiliary role in health care or treatment, and cannot play a therapeutic role. effect. And unscrupulous traders hype the efficacy.

Scam 3: The product "cures all diseases"

How can the elderly prevent being defrauded when investing in antiques?

Don't be greedy for small gains and refuse small "favors". Don't be greedy for "small favors" such as flyers distributed by strangers on the street or in the park, or so-called free medicines, physical examinations, and visits. Resolutely refuse them, and don't leave your home phone number to prevent attracting wolves into the house and leaving problems in the future. .

Do not participate in activities such as lectures, free travel, free tea parties and free visits to company operations provided by the so-called company to prevent being deceived. According to the police, in the diary of the captured criminals’ deception experience, it was clearly written: As long as the elderly visit the company or participate in free travel and other activities, their deception will be half “successful”.

When criminals target middle-aged and elderly people, they use all kinds of methods, including family traps, superstition traps, cheap advantage traps, "safety" traps, etc. These traps can often defeat the purpose of fraud. The "weaknesses" of middle-aged and elderly people are difficult to guard against. Why are middle-aged and elderly people easily deceived?

Mainly because most middle-aged and elderly people have outdated ideas and cannot keep up with the times, and are easily fooled by emerging things and items; there are many superstitious people and are easily confused; there is sympathy They are easily blinded by the illusion of scammers; they have incomplete legal knowledge and lack the legal ability to judge the behavior of scammers; they have certain financial ability and can make money.

How can the elderly prevent being defrauded when investing in tombs?

Refuse salespeople who do not have a store

We often see salespeople on the street soliciting customers. Although most of the people are not liars, it is not easy to run around on a hot day. But among them there will definitely be scammers who fish in troubled waters, and it is difficult to tell them apart. Therefore, the elderly should resolutely avoid such salespersons when encountering them on the street. If necessary, you can also threaten to call the police to avoid being stalked.

Reject expensive gifts from unknown sources

In order to win the favor of the elderly, many scammers often spend a lot of money to buy some valuable items for the elderly. Some old people who were greedy for petty gains were naturally overjoyed when they saw such valuable items. After all, even his son had never given him anything so valuable, so he trusted others and handed over all the money he had to the scammers with peace of mind. In order to avoid similar tragedies from happening, the elderly must remember that the wool comes from the sheep. If a stranger gives you such an expensive gift, he will definitely get it back with interest in the future.

How can the elderly prevent being defrauded when investing in the breeding industry?

1. Don’t be greedy for high returns

Some elderly people have a stronger mentality of making money, and they are not as young as People have a lot of information. When they see higher returns, they blindly pursue high returns. There are also some gift-giving activities to attract the elderly. However, some elderly people will covet these small favors and often invest blindly. , in the end, not only did they not make any profits, but they lost all their money. The editor reminds us that pie does not fall in the sky, and often such tempting gifts are always traps. Nowadays, the fixed annualized return of financial products is 8-12%. If there is a platform that exceeds 15%, you should be careful.

2. Don’t blindly trust companies with the banner of “authority”

Some elderly people are too trusting and think that some companies with the banner of “authority” are safe. For example, they are labeled as a certain association of China, a certain state-owned assets background, a banking background, etc. In fact, these companies have just registered an organization with a very authoritative name and just affixed a label. They are not truly authoritative companies. So don’t trust blindly. If you need to check whether the company has committed fraud, you can go to the National Enterprise Information Inquiry Website to check.

How can the elderly prevent being defrauded when investing in jewelry?

1. Avoid being deceived

At present, many elderly people did not have the opportunity to learn economic and financial knowledge, knowledge and information when they were young. They are all at a disadvantage and are easily deceived and deceived by some unscrupulous institutions. The elderly are always more likely to trust others. The instructions for many financial products are becoming more and more detailed. The elderly often do not have time to study in depth, so they will believe whatever the financial planner recommends. Therefore, the elderly need to spend more time selecting products when investing, and what is more important to remember is: pie will not fall in the sky!

2. Don’t be greedy for small gains

“Free”, “ "Limited quantities", "gifts" and "promotions" are all common tactics used by some investment companies with bad intentions to attract middle-aged and elderly people. Some middle-aged and elderly people feel that it is not cost-effective to miss out on "gifts" due to their "greed for cheap" mentality, and they are greedy for small things. Psychology leads to being deceived. You must know that pie will not fall from the sky, and you must guard against fraud when managing your finances, and you must guard against greed.

3. Know how to spend money

There is a joke that an old American lady said before her death: I finally paid off all the bank mortgages, and an old Chinese lady said before her death Said: I finally saved enough money to afford a house at once. There are even elderly people in foreign countries who have calculated their time, mortgaged their houses to the bank, used the proceeds to finance their retirement, lived a very comfortable life, and left their houses to the bank when they leave the world, and they owe nothing to each other. The situation in China is quite special. The social security system and Eastern-style family responsibilities make Chinese elderly people very hard and afraid to consume. In fact, Chinese elderly people should also think openly and spend some money to take care of themselves in their old age.

How to prevent the elderly at home from being deceived into buying health care products

Several symptoms of the elderly being deceived when buying health care products:

1. Health care products “can cure all kinds of diseases” disease" and rush to buy like crazy;

2. If you don't take health care products, you will "die early" and cannot live healthy for a long time; 3. Join various health care associations, become a lifelong member, and get a representative certificate. Category;

4. Being "undercover" to sow discord, which seriously affects the harmony of family relationships, especially between parents and children;

5. Apply for a membership card and pay for future generations If you leave the building empty, you will consider yourself unlucky;

6. There are many difficulties and loopholes in supervision, leaving loopholes for scammers;

7. The "loneliness mentality" of the elderly. For the sake of health, old age People are often gullible and deceived.

Common ways for children to deal with the elderly being deceived are as follows:

1. Go to elderly activities and make noise, or even beat or smash them, to prevent health product companies from selling products to the elderly;

2. Warn the salesperson by phone or in person and inform them of the consequences of the sale;

3. Track and investigate the illegal behavior of the health product company and collect evidence;

4. Talk to the elderly and understand them with affection;

How can the elderly prevent being deceived in their health care?

The reason why health product sales scams target the elderly is that they generally value health care and are eager to If you want to buy health care products that are suitable for you, some businesses have spotted this business opportunity and targeted the elderly group. The China Elderly Health Service Promotion Conference released the "Research on Traditional Chinese Medicine Health Care Model for the Elderly", which showed that among 1,000 elderly people surveyed, more than 50% had purchased health care products. On the other hand, many elderly people love petty gains and cannot resist the temptation of free physical examinations, free medication guidance, free travel, small gifts, etc., which leads to credulity and blind obedience. In addition, merchants often exaggerate the benefits of health care products and medicines. The elderly will inevitably be excited by the curative effect.

"The most lonely heart is the loneliness of the elderly. The lack of emotion among the elderly is another important reason why the elderly are easily deceived." Suo Guifang analyzed that in addition to paying attention to health, what the elderly crave most is family affection, but in reality The biggest frustration is that my children are busy with work and various other things, and it is difficult to "go home often". This provides an opportunity for unscrupulous merchants to take advantage of. "Emotionally hungry marketing" disguised as family affection is often very attractive and confusing to the elderly.