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I lent 5,000 to a good friend and asked him many times to pay back the money. What should I do?
In this case, don’t expect too much. 5,000 yuan is not a big deal, but it is not a small amount. If a friend borrows it from you, he should not write an IOU or a receipt at the time. But it’s necessary, don’t be afraid of breaking your skin.
As the saying goes, it is the uncle who borrows money and the grandson who asks for money. First of all, you need to understand whether your friend is really in an emergency and cannot pay back the money, or is he just making excuses or shirking the money? If there are really difficulties, then we have to be considerate. But if he obviously has money on hand, he will buy something today, but he will not pay you back. Just ask directly if you don't feel embarrassed to pay back the debt, this is the only thing that should be done. He eats better than you, dresses better than you, and spends your money, why shouldn't he? Just tell him directly how much money you lent me when and for what reason. This kind of friend doesn't need to save face for him. If he refuses to take cash or something, he can directly transfer money via WeChat or Alipay. If he still refuses to spend it, he can go directly to her home to ask for it from her parents or family members. But you also have to find good reasons for yourself. I am short of money recently due to something, so I must get this money back.
This kind of friend only interacts once, and there should be no contact with him in the future. It's your money, it just goes back to the original owner, don't care what others say. Anyone who doesn't pay back money is shameless, so why should we give him face? This kind of person has a character problem, which means they don't regard you as a friend at all.
Rescue the urgent rather than the poor. If you want to borrow money in the future, you must also share it with others. Don't lend to everyone, that is causing trouble for yourself. If you borrow money from someone you don't know very well or someone who doesn't usually have high creditworthiness, just say you don't have the money on hand. Real friends know that it is not easy for you to make money. Everyone works from dawn to dusk every day to make money, and it is not something that is blown by the strong wind. Alipay now has an IOU function. When borrowing money in the future, you can initiate an IOU through Alipay. It is stipulated that when the agreed date is reached, the money will be automatically repaid from his Alipay account to your account, and we can also have a proof of the loan, so why not? Friends, please be careful.
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