A joke about buying a house and renting a house

Fan Gang said that young people don't have to buy a house, and renting a house is more cost-effective. What do you think of this problem?

1. Why does Fan Gang say that young people don't have to buy a house, but renting a house is more cost-effective? Young people want a home of their own when they are working hard outside, but because many young people don't have much money when they start their careers, they can only choose to rent a house. After they have achieved certain results, they all want to buy a suite for themselves and let themselves have their own place in this city. But Fan Gang has a different view. He claimed that young people don't have to buy a house, and renting a house is more economical. The reason why he said this is because he thinks that as a young man, we should rationally arrange asset allocation, use our own money to rent a house, and then invest the rest of the money to get it. Relatively speaking, the return is higher, but if we directly take money to buy a house, it means taking out a lot of money at one time, so the utilization rate of funds will decline. His views have also been hotly debated by many netizens, and everyone has said that what he said is still reasonable.

What are the disadvantages of renting a house? As young people, they definitely need to rent a house when they first enter the society, because it is inevitable to rent a house without more money. In the process of renting, many young people will plan their future situation, whether to continue renting or try to buy a suite. Although renting a house doesn't have to cost so much money at one time, we all know that the rent has been rising all the time, and when renting a house, people often don't invest and decorate the house they rent, so living in such a home will inevitably make people feel a little strange. In addition, in the process of rising house prices, buying a suite means that you have fixed assets. But if you rent a house, it will always be a constant state of expenditure, and one day you will lose everything when you leave the room, so this is the biggest drawback of renting a house.

Third, as a young man, how should I choose? As a young man, whether renting a house or buying a house, you should make a judgment according to your own actual situation, and there is no need to compare with the people around you. If you can have the funds to buy a house, it is naturally the best. After all, after buying a house, we have a home and a sense of belonging. However, if we don't have more funds to buy a house, renting a house is also a good choice. However, in the process of renting a house, we should still consider our future plans, or invest or buy a house, and we should make a plan. Otherwise, being alone after many years will make people feel a little miserable, so buying a house and renting a house have their own advantages and disadvantages, depending on how you weigh it.