What do you think about young people buying and renting houses?

Four big scams that Chinese people are taking

The first biggest scam: real estate

What does it mean to buy a house? It means you have a house of your own. Yes, you think so, but in China you cannot own this house, it is just rented to you. Because the house is yours, but the land is not yours. You only have the right to use the land for 70 years (70 years from now, it was during the Anti-Japanese War. Who has seen the house at that time?). Usually, a house will be demolished or renovated after about 30 years. In other words, you spend money on buying a house, but you can only get the actual effect of renting a house. Of course this is not the worst. The worst thing is, decades later you find out you were fooled! A group of gangsters stormed into the house you bought with your life savings and painted a big sign on it! Then you treat all your belongings like rubbish and still go out, regardless of your pleas, and even give you a bad reputation in the newspaper. When the public insults you, you will know what despair is!

There is a famous joke describing China’s real estate:

In the past, there was a landlord who owned a lot of land and hired many long-term workers to work on it. The landlord built a building for the long-term workers. A group of people lived in Tuanjie Building. One day, the landlord's counselor said to the landlord: Boss, the long-term workers have a little money in recent years. It is not cost-effective for them to live in your house and pay rent every month. Anyway, they will live here forever. , you might as well sell your house to them and call it public housing for sale! Telling them that the house belongs to them forever and they can get back the money they have saved over the past few years, the landlord said: Yes, but what about the rent? The counselor said: Just accept it and give it a Japanese name, property fee! The landlord quickly implemented it and made a lot of money. The long-term workers were so happy!

After a few years, the landlord’s village developed into a town. There were more and more wealthy people and there was no place to live. The counselor said to the landlord: Boss, the long-term workers have become rich again in recent years. , we built new houses for them and called it old city reconstruction. They gave us the money they had, and we demolished the houses and built new ones, asking them to buy them back. They could build more and sell them to others. The landlords implemented it again. , this time, some long-term workers were unhappy. The landlord's servants were put to use, and the long-term workers had to swallow their teeth. The landlord made a lot of money again.

A few years later, the landlord’s village developed into a big city. There were more wealthy people and the landlord’s land became more valuable. The counselor said to the landlord: Boss, let’s demolish the houses of these long-term workers. Now, we can build villas in this place, build houses on the demolished land and sell them to wealthy people, and we can still make a fortune. The landlord said: What will happen if the long-term workers don’t work? The counselor said: Let’s give them more money and call it monetized resettlement. Let’s build a house next to our pigsty and call it affordable housing. We’ll build a carriageway for them to buy a house there. Housing, the landlord said: What if they don’t have enough money? The counselor said: I borrowed it from our bank and gave it to them, with an interest of 6 cents a year. We can still make money with this money, and there is no risk. The landlord has implemented it again, and the long-term workers have received the money. The landlord’s affordable housing has not been available until now. After building a house, the long-term workers had to queue up to wait for the house. Until now, they are still waiting...

So the long-term workers started to make trouble. The landowner was a little panicked and asked the counselor what to do? The counselor said: quickly notify the long-term workers that the house price is going to drop. Don’t buy it. Let’s rent a house. We can rent our pigsty to them. As a result, after so many years, the long-term workers have lost all their money and are still renting a house. Forever!

Although this joke is a bit exaggerated, is it actually not true? Some people say that is the case? Why do Chinese people still buy houses? Buy like crazy? Why? It is not the result of obscurantist education, just like in the 1960s, it was advocated that people must buy three major items: watches, sewing machines, and bicycles to be considered successful before they can marry.

In the 1970s, it was advocated that people must buy the four new major items: TVs, refrigerators, washing machines, and installing telephones was just like getting ahead and marrying and having children. I remember that installing telephones in those days cost several thousand yuan (in a small town with a per capita income of less than 200 yuan). ), and when there were tens of thousands of units in Beijing and Shanghai, you still had to queue up to buy an account and get favors. How is it similar to buying a house today?

And today all the bullshit scholars have started the same old trick of fooling the people again: the new standard for white-collar workers, the new choice of successful people for small apartments on X ring and X road, and commercial and residential type on X ring and X road. After charging you hundreds of thousands, they still have to charge you rent (new property fees), bank interest, and various cleverly named interest rate increases, policies, etc. every month. In short, I am not afraid that you will not be tortured to death, but I am afraid that your death will not be miserable enough! Why are ordinary people so willing to be fooled and never tire of it? I was so angry that I was wet all over!

The second biggest concern: employment

When someone finally begins to lament: When I was an educated youth, when someone was laid off and felt that there was no way out, they could only sit in protest but no one paid attention. Being able to live on the street and have someone make up a song to laugh at the heroic life, when you have to start over again. Have you ever thought about it! They were once as prosperous as today's white-collar workers! Their income and status were once the envy of those around them? Have you ever thought about today 20 years later! Will you end up on the streets like them, betraying everyone? !

Someone said hey! Don’t you know there is unemployment insurance, pension insurance, and XX insurance? Haha, I have been wandering in Beijing for N years and paid countless insurances, probably tens of thousands. But when I was unemployed and my legs were broken, no one gave me any insurance. Instead, many insurances were frozen and they said I paid intermittently. I'm so angry... That's not all. Do you think you can really get pension insurance when you reach 60 years old? Money will not fall from the sky! We are the ones earning the pensions that today’s senior citizens receive! Today, people aged 30-40 usually have several brothers and sisters! This means that today’s elderly people can get pension insurance at the age of 60 because there are five people supporting one elderly person! When our generation grows old, one person will support the two of us! Where does the money come from? Didn't come! If you live to be 90, you will probably be able to receive some pension insurance, so take care of yourself. However, even so, parents still send their children to various enterprises, institutions and state-owned units like crazy. There are often such examples around me. A distant relative of mine from my hometown used connections to lure friends, and spent 70,000 yuan to send his son to the traffic police force through open recruitment, where he worked as a contract police officer. Get 800 yuan a month. As a result, I was dismissed from the job in the third year due to competition. The whole family was crying, and I said, just quit. You won’t be able to earn back the 70,000 yuan in that class in your lifetime, so you should go to bed first, and then collect some money to start a small business tomorrow! Maybe you can still make some money.

When I graduated, they used uncivilized language and led me to the XX department with money in hand. When I saw the virtue of the person in charge of recruiting workers, I couldn't help but feel disgusted. When I looked at the salary, the uncivilized language was used. I didn't work in vain for 10 years without food or water to recoup the cost. So I threatened the guy in private, and the fat-bellied Section Chief X was so scared that he never dared to recruit me again. I had no choice but to run away from home.

I just can’t understand? Why are the Chinese so stupid? Why are you so superstitious about Chinese characters? Wake up and think normally, okay? Is it okay to think about whether it is cost-effective before doing something?

And for those young white-collar workers, it is best to ask for a higher salary when looking for a job. Don't ask for medical insurance or other insurances. It is safest to save the money yourself so that you can use it in the future.

The third priority: education

How much is a diploma worth? How much is a diploma worth? How much is a diploma worth? The printing cost of two yuan was sky-high. How much does a teacher make? Hey, that’s enough tuition for two students for a semester! How much does it cost to print books for a class? Enough for two students! How much does it cost to rent a class room per semester? Hey, two students are enough. ! Hey! Why do you charge so much money for Chinese education? ?

Hey! People! Why should we be fooled? Because the ruling class has told us since childhood that it is glorious to be a scholar. Oh, I'm sorry, I said it wrong. It is glorious to be admitted to university.

But ordinary people never think about why it is glorious? Why is it glorious... So what if a university scholar is not a waste!

Do you know who is teaching your child? In China, it is generally those who cannot adapt to society who become teachers, for example. Some time ago, because of a project, I found master students from several universities to do programming. As it turns out, there are a few people who are so stupid that they don't give you any consideration at all. They insist on you guarding them before they can work. They also give you a document that obviously has a typo, but they won't correct it. When you find out, they will challenge you whether it belongs to them or not. Wrong, what you gave is wrong. If you have no sense of responsibility, you will not consider whether you are doing things for the sake of doing things or doing things to do something well. I still reasoned with them calmly: You must learn to think for others and think about the results others want before doing things. Otherwise, you cannot survive in society. In the end, those few said: We don’t want to go out into society. Our test scores were very good and the school wants us to stay as teachers. Besides, there is nothing wrong with us in the first place. We will do whatever you want us to do. If you don’t arrange it, we won’t do it. This is our dignity and principle. I said: If you went to guard the door and your boss didn't arrange for you to lock the warehouse when you get off work, wouldn't you just lock it? Are you disappointed? Your children will learn and grow under the guidance of such people in the future. Are you relieved?

No wonder cohabitants in college now skip classes, fight, commit suicide... But parents are still willing to spend money to send their children to school, and spend a lifetime of money.

The fourth big deal: buying a car

Are the Chinese crazy? Buy a car? Why buy a car? Of course, when you have money, you can’t spend it all. You can buy whatever you like, buy a car or a house. You can’t spend all the money no matter how high the oil price is, and you don’t feel bad if your house is to be demolished. But what about most ordinary people?

I used to have a colleague who lived in the North Second Ring Road, near Xizhimen of my company. Taking the subway to work takes up to half an hour every day. But I had to buy a second-hand Xiali, and I started to be stuck on the road at 8 o'clock every morning, and then moved to the company little by little. Hey, parking costs a lot for a month. But people think that driving a car means you have a higher status. Not to mention driving a Xiali, even driving an Audi, I didn’t see anyone bowing to anyone. It has absolutely no effect other than making yourself look stupider than others.

Another time, I met a little girl whose monthly income was only 4,000, who was planning to get a loan to buy a car. So I asked her: Little girl, you don’t have a business, you go to work on time, and the subway is convenient, why do you buy a car? After thinking about it for a long time, I really couldn't think of any reason, so I said: Sometimes I go to the supermarket to buy things. Taking a taxi is too close and not cost-effective, and walking is too far. So I drove myself! It almost made me sick to death. Don’t you feel sick when you drive to the supermarket to buy instant noodles? Equipped with a mobile phone to pick up garbage, it is also a garbage collector! Don’t think that buying a car proves anything.

For example, I am running my own business now and am very busy. I have to travel to about 4-5 places a day and meet many customers. But I don’t buy a car, why? I can take a taxi as soon as I'm called and leave right away. I don't have to worry about having no place to park, I don't have to worry about getting stuck, or being stolen or tied up by thieves. There's always a driver no matter it's windy or rainy. If you encounter a traffic jam, you can get off the train and take the subway. It’s just over 10,000 RMB a year! Want to buy a car! The annual parking fee is more than 10,000! Isn't this stupid?

Don’t buy a car, don’t buy a car, but there are countless people going crazy and taking out loans to buy it? You must think that your death in the future will not be miserable enough! Go ahead and buy it, the interest rate will increase after you finish buying it, right? Oil prices are going crazy, right? Parking is expensive, isn’t it? Do you regret it? The price of a new car drops as soon as it hits the road and it can no longer be sold, right?

Let me tell you, the price of oil will still go up. The price of oil must rise to the same level as the US dollar. hey-hey! You take 1/10 of the income of the United States and support the same price of gasoline as others. I think you still have to use it.

Finally, everyone is not stupid, they have all been fooled by stupid education since childhood.

It doesn't matter if you are stupid, but you should be more careful when it comes to life and death, and think more about the relationship between economic interests! Don't end up with real estate falling, oil prices rising, paying half a lifetime to get a diploma and still not being able to do anything, paying exorbitant taxes and miscellaneous taxes for decades and still getting no benefits. You will lose more than just the difference of hundreds of thousands in price.

What else can anyone say? Oh, I can't help it. I can't live anymore or buy a car. The bus is so crowded. I say it's all vanity educated by ignorant people. Look at me, renting a house costs more than 1,000 yuan a month, which is equivalent to some people’s property fees. If I want to get married, I can afford to rent a house with 3,000 to 4,000 yuan, complete with furniture and decoration. And it’s not convenient for me to live anywhere. If you don't want to move, rent long-term. It’s the same as paying property fees. It also saves a lot of money on bank loans, interest, and down payments. If you have something to do, take a taxi or take the subway. If you have nothing to do, you can take the subway. RMB 10,000 a year is enough, and you can save a lot of garage fees, parking fees, fines, etc. I am happy that the gas price has increased to RMB 10, and it does not delay things. I ran away before I finished college. I was studying the market, planning and running businesses while studying on my own. Couldn't I also join a foreign-funded company or a listed company as a manager? I also saved tens of thousands in tuition fees.

Of course, some people will say: If you don’t even buy a house, you definitely can’t get married. I thought to myself: I don’t have it, do you think you do? Some people say that renting a house is not cost-effective. After renting it out, it is still someone else’s. Hehe, you thought that after you have paid off the loan for decades to buy a house, it will be yours...