A short story about buying insurance

Dangerous Story: The Rich Man and Gold

There was a rich man living in a gorgeous mansion. He ate delicacies from the mountains and seas and wore silks and satins, but he did not Unhappy, he always has nightmares every night because he is worried that if he loses his property, he will live a poor life.

When he got up one morning, he heard the land father-in-law singing, so he told the land father-in-law his troubles. The land father-in-law said: "If you give me a bag of your gold, I promise to give it to you. I will give you five bags of gold when you are sick or encounter other dangerous accidents, and I will give you half a bag of gold every month when you are old." The rich man agreed. From then on, he never had nightmares again.

Wealth is important, but it is even more important to make wealth peaceful.

Insurance story: You are insured

There is a joke about how the captain of a wrecked ship persuaded several passengers of different nationalities to jump into the sea holding lifebuoys. of. To the British he said it was a sport; to the French he said it was romantic; to the Germans he said it was an order; and to the Americans he assured you: you are covered.

In the United States, insurance is an indispensable part of people's lives, whether it is a head of state, a celebrity, or a common person. Like food and housing, it is a necessary part of survival. Life, medicine, houses, cars, cruise ships, furniture, etc. are all insured. They are like wooden fences connected into a ring, surrounding you.

Modern society is a colorful and diversified society. While everyone enjoys its prosperity and wealth, they also deeply feel the uncertainty of their personal future and the existence of various risks. Buying insurance It has become an indispensable choice for most modern people.

Insurance story: Cow and old farmer

In a traffic accident, an old farmer and a cow were killed. According to relevant regulations, the old farmer received 500 yuan in compensation. . Since the article did not stipulate how much compensation the cow should pay, the relevant departments had to pay 1,000 yuan based on the local market price. It sounds almost cruel that cattle are worth more than old farmers, but such things are not uncommon in China today.

During the exhibition of China’s precious golden monkey Zhenzhen and her baby in Japan, the Japanese Monkey Park purchased accident insurance from the insurance company, with an insurance amount of 200 million yen, but the Chinese employees responsible for raising the golden monkeys have not yet A person has insurance coverage.

In fact, the value of human life is immeasurable. However, in the past, when people were still in a state of food and clothing, filling their stomachs was the most important need, so how could we dare to talk about the value of life. After the reform and opening up made Chinese people's lives gradually more prosperous, a subconscious sense of self-protection finally began to surge in the minds of the Chinese people: the hard-won good days can no longer be wasted, we need to improve the quality of life, for ourselves and Purchasing various forms of insurance for your family has gradually become an inevitable choice for many knowledgeable people.

This choice actually means an awakening of our value of life: Chinese lives are also valuable.

Insurance Story: Three Thousandths Game

There is a popular game in a certain military camp: once a year, a superior officer summons 1,000 of his subordinates, gives each person a pistol, and tells Them: Only 3 of these 1,000 pistols have real bullets. Ask them to each shoot themselves in the head. The rest can live carefree for the rest of the year...

The game is going on, once a year...

Friends, if you are one of them, do you dare?

Do you dare to shoot yourself in the head? Open once a year?

In fact, in life, all of us are unconsciously repeating this game every year: According to Chinese life table statistics, the average annual mortality rate of Chinese people is three thousandths!

Some people say that the probability of three thousandths is very small, because there are only 3 people in 1,000 people. Some people say that this probability is very high, because for individuals, there are only two possibilities: life or death. Therefore, the individual probability is 50%.

Friends, what do you think? Since this is an inescapable game, why don’t we prepare early?

Insurance Story: The Story of the Farmer

Once upon a time there was a farmer who had two sons. When his son grew up, he asked his son: "Son, what are you doing?" What do you need me to give you?”

The eldest son replied: Father, can you give me your family’s land?

The younger son replied: Father, buy me an insurance and let me go to school?

A few years later, the farmer's property was burned down and the eldest son's land was confiscated. However, the younger son still lived comfortably because he received a good education.

A few years later, the younger son received the insurance money from the insurance company, and he was able to continue his studies. However, the elder son's land could no longer be recovered, and he had to work hard in the farmland all his life.

Insurance Story: A Story Worth Remembering

Legend has it that three knights were crossing the desert at night. A voice in the darkness ordered them to dismount and fill their pockets with pebbles. After they obeyed the command and remounted, the voice said: "When the sun rises tomorrow, you will be both happy and sad at the same time." When dawn came, they went to dig in their pockets and found that instead of pebbles, there were diamonds. Then they were really happy and sad at the same time - happy because they took as much as they could, but sad because they didn't take more.

Insurance story: The story of the fire hydrant

The mottled old fire hydrant squats alone and helplessly on the street corner. No one will spare a glance at it among the bustling passers-by. When it's dark at night and the road is dark, if you accidentally trip over it, you will still scold it! However, one day, when you pass by a fire scene and witness the flames devouring lives and property without restraint, the fire hydrant, which is usually the most inconspicuous role, has become a life-saving tool that attracts much attention. With lingering fear in your heart, you really hope that your home Such a life-saving god can also be placed at the door. In fact, is this not the definition of insurance in the minds of ordinary people?

Insurance Story: Strict Speech

A gentleman helped his wife buy insurance from an insurance company. After signing the contract, he asked the salesperson: "What if my wife dies tonight?" How much can I get?"

The salesman replied: "About twenty years in prison, sir!"

Insurance Story: Military Insurance

Mr. Henman was assigned to promote military insurance at U.S. military recruit training centers. 100% of the recruits who listened to his speech voluntarily bought insurance. No one has ever achieved such a high success rate. The training director wanted to know his salesmanship, so he quietly came to class and listened to what he said to the recruits.

"Boys, I want to explain to you the protection brought by military insurance," Henman said. "If there is a war and you are unfortunately killed in action, and you bought military insurance during your lifetime, the government will Compensate your family members with US$200,000. But if you don’t buy insurance, the government will only pay you US$6,000 in pensions...” “What’s the use? No amount of money can buy my life.” A recruit below said in frustration. say.

"You are wrong," Henman said pleasantly. "Think about it, once a war breaks out, which kind of soldiers will the government send to the battlefield first? Those who have purchased insurance or those who have not purchased insurance?"

Insurance Story: The Lion and the Mouse

A lion was lying under a tree and taking a nap. A mouse came over and asked: "Your Majesty, do you need my help?" The lion looked askance at the mouse. Said: "Haha, it's so funny, get out of here!" A few days later, the lion fell into the hunter's trap and was hung on a tree by a rope. Just as it was crying bitterly, the mouse came over and bit the rope with its teeth, letting the lion The lion was free.

Enlightenment: A little mouse gives freedom to a mighty lion, and sometimes a small investment can bring us a lifetime of happiness.

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance