Properly plan wealth and enjoy a healthy life

There is a question in the form of a joke: "Do you know what is the most painful thing in life?"

Answer A: "The person left and the money was not spent."

B answered: "Wrong! The people are still there, but the money is gone..."

"The people are still there, but the money is gone." How to plan your wealth reasonably so that it can maintain and increase its value? There are many ways.

Annuity insurance is a kind of savings insurance. As the name suggests, I pay a premium to the insurance company in one lump sum or in installments. When I reach the agreed age, for example, I am 60 years old, the insurance company starts to pay me an annuity as agreed in the contract. , can be understood as another pension for me.

Annuity insurance can ensure that the insured can obtain stable economic benefits when they are old or lose the ability to work. It's actually a very good choice. But there are many people who reject it. For example, we heard a story: I paid for an annuity insurance twenty years ago, and it was said that I would receive 1,500 yuan per month after retirement. At that time, I thought that I could rely on the insurance for retirement. But now I look at this small amount of money. Not nearly enough. This situation is caused by a specific historical period, and the previous annuity insurance was indeed not worth investing in.

As economic development enters a new normal, the phenomenon of high inflation and money not being used as money will no longer reappear in the future. Today’s annuity insurance has highlighted the advantages of long-term wealth management. High security and stable income surpass bank deposits and even most monetary funds in the minds of many people.

However, annuity insurance is subject to the regulations of the China Banking and Insurance Regulatory Commission. In fact, there is not much difference between the annuity insurance of major insurance companies. It depends on which company is strong and which company has value-added services. More affordable and more attractive. Today’s annuity insurance has highlighted the advantages of long-term wealth management. High security and stable income surpass bank deposits and even most monetary funds in the minds of many people.

Finally, I wish everyone can plan their wealth and health life reasonably and efficiently. But again, any investment behavior has risks. Please make your decision carefully. It is best for everyone to invest and purchase rationally based on their actual situation, at least not to regret it.