Do Hunan Rural Credit Cooperatives still need to pay back the old accounts more than ten years ago?

Please allow me to use a joke: come out and mix, and you will pay it back sooner or later! Although it was borrowed more than ten years ago, credit cooperatives have always had your IOUs and bad debts, but because of the large number of people, small credit cooperatives generally do not collect them one at a time. But you have this debt, which will affect your refinancing. If you don't pay it back, the credit union can't help you, and there will be no compulsory debt collection. My suggestion to your current situation is: go to the local credit union to check the repayment situation. If you don't pay back, the guarantor will swallow your repayment. If it is returned, everyone will be happy.